Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Makes purchases easy and secure keeping my details safe

Makes purchases easy and secure keeping my details safe Reviewed on: 12th July 2026

PayPal is excellent and makes life easier.

PayPal is excellent. It’s easy to manage and I can see exactly what I need to pay and when. I can find my payees instantly when sending money and money moves from my own bank within seconds. It just makes life easier. Reviewed on: 12th July 2026

smooth transactions most of the time

smoothbtransactions most of the time Reviewed on: 12th July 2026

A really useful app.

A really useful app. Easy to use and I do use it all the time. Reviewed on: 12th July 2026

Satisfied customer

Easy to access & view all account details and contact customer support Reviewed on: 12th July 2026

Very good service, easy access more spending more yo...

Very good service, easy access more spending more you get back Reviewed on: 12th July 2026

Asbelutly great service could not ask for better

Asbelutly great service great service brealient and outstanding Reviewed on: 12th July 2026

PayPal allows for safe and easy transactions.

PayPal allows for safe and easy transactions. The credit service e.g. PayIn3 is a great, affordable option. Their support available for any issues is prompt and incredibly helpful. I have been a long term customer of PayPal and I would never turn back. Reviewed on: 12th July 2026

Pay Pal is safe, easy and hassle free to use.

Pay Pal is safe, easy and hassle free to use. Reviewed on: 12th July 2026

Services

Always straight forward and no problems Reviewed on: 12th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub