Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Option to pay in three interest free installments &...

Option to pay in three interest free installments & the 4 month interest free option are the two options I have used the most Reviewed on: 27th May 2025

I use PayPal a lot and happy with service

I use PayPal a lot and happy with service Reviewed on: 27th May 2025

Brilliant experience

Brilliant experience and happy to use PayPal credit. Thank you Reviewed on: 27th May 2025

Great and simple way to pay, easy to understand, no...

Great and simple way to pay, easy to understand, no hidden costs or catches, easy to repay. Reviewed on: 27th May 2025

Paypal is a great help, you don’t need to take risk...

Paypal is a great help, you don’t need to take risk using your bank details , when you pay with pay pal is totally secure! Reviewed on: 27th May 2025

Use PayPal for everything online, safest way to pay

Use PayPal for everything online, safest way to pay Reviewed on: 27th May 2025

Simple to set up, easy to use.

Simple to set up, easy to use. Absolutely excellent Reviewed on: 27th May 2025

Great provider - very easy to interact with, love th...

Great provider - very easy to interact with, love the credit option with 4 months interest free and the app is second to none Reviewed on: 27th May 2025

Getting scammed

I unfortunately got scammed and PayPal sorted it out very quickly and to my satisfaction Reviewed on: 27th May 2025

Been using PayPal credit for years now, extremely happy

Never had an issue paying with PayPal credit or using the online dashboard. Any issue with the trader or payment taken by the business I purchased from was resolved via phonecall to PayPal. Great customer service, always up to date with informing me of any changes to the service. Professional services at great value, been using it for years now. Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.28 from 27 reviews
Payments
from PayPal 4.91 from 3600 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub