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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Amazing app

Just amazing easy and very good app Reviewed on: 12th July 2026

I have had many other retail providers who offered me

I have had many other retail providers who offered me their products and I am actively using some of them, like Klarna, Clearpay, Zilch. However, the retail service by PayPal, I think is the Big daddy of identical retail service providers. It's been about a decade I have been using PayPal, and it is by far the best yet no matter how many other providers pop up. Reviewed on: 12th July 2026

Using PayPal has been hvelpful paying in 3 I used it...

Using PayPal has been helpful paying in 3 I used it to buy my tickets to Africa after not being able to see my family for 3 years with PayPal I was able to travel to Africa Reviewed on: 12th July 2026

Very easy to set up, great communication with everyt...

Very easy to set up, great communication with everything I have had to do Reviewed on: 12th July 2026

PayPal your safe pal.

PayPal has been a godsend with their credit options and ability to send money. It always feel like the safe option for me. Reviewed on: 12th July 2026

PayPal payments

Great way to make online payments Reviewed on: 12th July 2026

Quick, easy, seamless payments

Never have any issues with PayPal payments. They are quick and seamless Reviewed on: 12th July 2026

Easy to use

Easy to use and gets me out of sticky situations. It’s clear on knowing what I owe and how to pay to back it back Reviewed on: 12th July 2026

So easy.

So easy. Really enjoyable process Reviewed on: 12th July 2026

Transactions are effectively executed

Transactions are effectively executed Reviewed on: 12th July 2026

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