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PayPal: PayPal Credit reviews

4.73
Based on 143,062 reviews, last reviewed 20th Jun 2026
4240450% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never issues and straight forward Never issues and straight forward Reviewed on: 20th June 2026
Sandra D's avatar
Sandra D

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143062)

Having been a PayPal customer for over 10 years I ha...

5
Having been a PayPal customer for over 10 years I have always felt that its services are amazingly helpful in many different ways Reviewed on: 15th June 2026

It's helps when you are in need of money.

4
It's helps when you are in need of money.. Reviewed on: 15th June 2026

I love the fact their are credit options and pay in...

5
I love the fact their are credit options and pay in 3, as a single mother this helps me out so much. Reviewed on: 15th June 2026

Straight forward dealing.

5
Straight forward dealing. Quick response time, I value that. Reviewed on: 15th June 2026

Best service

5
PayPal is easy to use, convenient and provides a number of options and services. Reviewed on: 15th June 2026

It give you security when paying for things

4
It give you security when paying for things Reviewed on: 15th June 2026

Easy to apply, great App, lots of different ways to...

5
Easy to apply, great App, lots of different ways to pay for goods, trustworthy company, when I have needed to contact customer service the experience was professional and dealt with quickly Reviewed on: 15th June 2026

All very straight forward just works as a payment an...

5
All very straight forward just works as a payment and funding option Reviewed on: 15th June 2026

Safe, secure and reliable I use it regularly for onl...

5
Safe, secure and reliable I use it regularly for online purchases Reviewed on: 15th June 2026

It's very easy and Smart service excellent

5
It's very easy and Smart service excellent Reviewed on: 15th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review