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PayPal: PayPal Credit reviews

4.73
Based on 143,188 reviews, last reviewed 20th Jun 2026
4246250% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

A extra hand when times are tight Pay pal is always there when I need a little extra and if I have had to ring the team members they are polite and helpful Reviewed on: 20th June 2026
Heather Jayne Westcott's avatar
Heather Jayne Westcott

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143188)

Paypal credit

5
It so easy to use ,and you can check what you have spent ,just by logging on the app. Reviewed on: 15th June 2026

Easy to use and good payment options

5
Easy to use and good payment options Reviewed on: 15th June 2026

Had no problems with PayPal, been using it for years.

5
Had no problems with PayPal, been using it for years.. As come in handy when I have been short of cash and needed something in a emergency.. Reviewed on: 15th June 2026

Excellent

5
Seamless experience. I will definitely recommend to others Reviewed on: 15th June 2026

They are always there when you need them great custo...

5
They are always there when you need them great customer services Reviewed on: 15th June 2026

Easy to use

5
Everything in one place and easy to use App Reviewed on: 15th June 2026

Great experience, safe a secure payments, and easy t...

5
Great experience, safe a secure payments, and easy to use, and widely accepted. Reviewed on: 15th June 2026

Great credit card

5
Good service and helps me budget better with payments. Reviewed on: 15th June 2026

I have had a very positive experience with PayPal Cr...

5
I have had a very positive experience with PayPal Credit. The application process was quick and straightforward, and managing my account has been simple and convenient. The payment options are flexible, and the online platform is easy to navigate. Customer support has been helpful whenever I needed assistance, and everything has worked smoothly. Overall, I am very satisfied with the service and would highly recommend PayPal Credit to anyone looking for a reliable and convenient credit solution. Reviewed on: 15th June 2026

PayPal is the safest and easiest way to shop

4
PayPal is the safest and easiest way to shop Reviewed on: 15th June 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review