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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

App is very easy to use.

App is very easy to use. Always makes paying online easier. Customer service is great, haven't had an issue yet that I wasn't able to get help resolving. Would overall recommend to others as a useful and easy to use service. Reviewed on: 27th May 2025

Very helpful & easily accessible

Very helpful & easily accessible Reviewed on: 27th May 2025

Great no problem easy to use, reliable, notification...

Great no problem easy to use, reliable, notifications keep up to date Reviewed on: 27th May 2025

PayPal does it for me.

PayPal is easy to use and gives many reasonable credit options Reviewed on: 27th May 2025

Its a brilliant service that I always use

Its a brilliant service that I always use Reviewed on: 27th May 2025

Geat exsperience with transaction

Great exsperience with transaction Reviewed on: 27th May 2025

PayPal credit is very easy to use and understand.

PayPal credit is very easy to use and understand. Completely hassle free, just as easy to use PayPal credit as it is PayPal or your debit card when shopping online. Statements are easy to understand, and it's easy to see what date items need to be paid by. You can't go wrong. Reviewed on: 27th May 2025

PayPal pay options.......

PayPal provides various pay options, with pay in 3 at 0% very useful. It also provides protection on purchases giving peace of mind. Reviewed on: 27th May 2025

The experience was top notch; it was prompt and exce...

The experience was top notch; it was prompt and exceptionally professional Reviewed on: 27th May 2025

PayPal Credit offers 0% interest for 4 months on pur...

PayPal Credit offers 0% interest for 4 months on purchases over £99. It’s easy to use at checkout and has no annual fee. But the standard APR is high (around 23.9%), so it’s best if you can repay in full within the promo period. Reviewed on: 27th May 2025

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