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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,188 reviews, last reviewed 20th Jun 2026
4246250% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

A extra hand when times are tight Pay pal is always there when I need a little extra and if I have had to ring the team members they are polite and helpful Reviewed on: 20th June 2026
Heather Jayne Westcott's avatar
Heather Jayne Westcott

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143188)

A bit complicated

4
A bit complicated to set up everything, but when used couple of times all is good and understandable Reviewed on: 15th June 2026
Val V's avatar
Val V

Best credit card i have ever used

5
Best credit card i have ever used Reviewed on: 15th June 2026
MD Mamunur Rasid Rubel's avatar
MD Mamunur Rasid Rubel

Excellent product range.

5
Excellent product range. Customer service is excellent, too. Reviewed on: 15th June 2026
TreborJ's avatar
TreborJ

Good service I had with PayPal

5
Excelent, Good service I had with PayPal Reviewed on: 15th June 2026
Carla C's avatar
Carla C

Bad customer service

4
About 4-5!years ago I missed a payment by a few days I was driving at the time I received a call, told the lady this and said I will call back, but she said no, it needed paying NOW, obviously I couldn’t so she put a default notice on my account, terrible customer service Reviewed on: 15th June 2026
simon r's avatar
simon r

Paypay vibes

5
I’ve had a very positive experience with PayPal Credit. The application process was straightforward, and being able to spread the cost of larger purchases over time has been extremely convenient. The integration with PayPal makes checkout quick and easy, especially when shopping online. I appreciate the flexibility it provides, as well as the ability to manage my account and payments through a familiar platform. Customer support has been helpful when needed, and the promotional financing options can be a great benefit when used responsibly. Overall, PayPal Credit is a useful financial tool that offers convenience, flexibility, and a smooth user experience for online shoppers. Reviewed on: 15th June 2026
NewPhenom's avatar
NewPhenom

Really easy to use.

5
Really easy to use. accepted everywhere Reviewed on: 15th June 2026
Clare R's avatar
Clare R

Easy process

5
Very easy and straightforward process Reviewed on: 15th June 2026
Lou D's avatar
Lou D

Paul report

5
Easy and quick to use reliable safe and secure Alway used PayPal to pay if I can Reviewed on: 15th June 2026
Paul's avatar
Paul

Flexible way to pay and good interest rates

5
Flexible way to pay and good interest rates Reviewed on: 15th June 2026
Lloyd's avatar
Lloyd

Review PayPal: PayPal Credit now

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