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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,290 reviews, last reviewed 20th Jun 2026
4250900% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has been helpful PayPal has been very useful for me and very efficient Reviewed on: 20th June 2026
Cedric O's avatar
Cedric O

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (143290)

So far it's brilliant no problems or issues.

5
So far it's brilliant no problems or issues. PayPal account gives plenty of options when you are responsible and keep all the payments and commitments. Reviewed on: 15th June 2026
Monika B's avatar
Monika B

PayPal has simply made my monthly and daily planning...

5
PayPal has simply made my monthly and daily planning + shopping much easier Reviewed on: 15th June 2026
Kingsley M's avatar
Kingsley M

Great and approachable customer service always proac...

5
Great and approachable customer service always proactive Reviewed on: 15th June 2026
Kameliya Argirova's avatar
Kameliya Argirova

Good customer service, reliable payment method and e...

5
Good customer service, reliable payment method and effective service Reviewed on: 15th June 2026
Mona's avatar
Mona

Super reliable, secure, and incredibly easy to use

5
Super reliable, secure, and incredibly easy to use Reviewed on: 15th June 2026
Nithin's avatar
Nithin

A Decade using PayPal Credit

5
I've been using PayPal Credit for about a decade and it's been a great and safe way to pay for goods over £99 as you get 4 months interest free. Most useful for big purchases so you can spread the cost. Reviewed on: 15th June 2026
Dave's avatar
Dave

Never had any trouble with PayPal, it's a great comp...

5
Never had any trouble with PayPal, it's a great company, customer service is good and transactions are fully updated and explained Reviewed on: 15th June 2026
dean h's avatar
dean h

Fabulous Product

5
Great offer on credit card, 0 interest for 3 months which has been really helpful to keep me going. Paypal also offer some great rewards when you spend, no catch. I haven’t had to use customer services yet but if it’s anything like their products I’m sure it’s great. I would recommend a Paypal debit or credit card! Reviewed on: 15th June 2026
Freya Walker's avatar
Freya Walker

It’s very useful but dangerous if misused

5
It’s very useful but dangerous if misused Reviewed on: 15th June 2026
Harry W's avatar
Harry W

My experience has always been great as they solve m...

5
My experience has always been great as they solve my queries every time Reviewed on: 15th June 2026
MR A's avatar
MR A

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