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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great service!

Excellent service! Easy to use and navigate, very responsive and manageable! Reviewed on: 27th May 2025

Very good service helps with cashflow for big ticket...

Very good service helps with cashflow for big ticket items Reviewed on: 27th May 2025

Good but could be better.

PayPal was really great a while back. The customer service has gone down and the app while filling in forms is not great at all. I always lose information I've filled in forms. It can be a very challenging experience. Reviewed on: 27th May 2025

excellent service

I'm extremely happy with PayPal service. I'm using it for 6 years now andI don't have any issues. Reviewed on: 27th May 2025

PayPal credit was one of the 1st offering options to...

PayPal credit was one of the 1st offering options to split payment up to 4 for a “normal” purchases and still one of the best. Reviewed on: 27th May 2025

Good hand

Very easy and convenient to use.I would recommend my friends family.It’s very safe to purchase anything online. I have been using it for 5 years now.Never had any issues.and costumer service is also very good. Reviewed on: 27th May 2025

Very simple to use and follow.

Very simple to use and follow. It’s clear and concise Reviewed on: 27th May 2025

Very effective in all means.

Very effective in all means. I am very satisfied. Reviewed on: 27th May 2025

PayPal Credit is a solid option for those who freque...

PayPal Credit is a solid option for those who frequently use PayPal and want the flexibility of a digital line of credit. The application process is quick, and integration with the PayPal checkout system makes it very convenient for online shopping. Reviewed on: 27th May 2025

PayPal as l make life more comfortable .

PayPal as l make life more comfortable . It makes our more confidence when we use PayPal for shopping . Because we are sure where our money goes . And when we are short in money , it gives us chance to do our wishes . Reviewed on: 27th May 2025

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