Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 143,342 reviews, last reviewed 20th Jun 2026
4253300% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I try to use PayPal for everything as the customer s... I try to use PayPal for everything as the customer services is brilliant Reviewed on: 20th June 2026
Anthony Murphy's avatar
Anthony Murphy

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (143342)

Not had any real interaction, but the payment remind...

5
Not had any real interaction, but the payment reminders are VERY useful. Direct Debit not practical, as I get paid on a 4-weekly basis and am very scatterbrained, so I sometimes forget! The reminders are very good. Reviewed on: 15th June 2026
Ian B's avatar
Ian B

Easy , quick and secure payments for online purchases.

5
Easy , quick and secure payments for online purchases. Reviewed on: 15th June 2026
Shirley M's avatar
Shirley M

Great service.

5
Great service. Feel safe to use for years. Reviewed on: 15th June 2026
Andy P's avatar
Andy P

I have used paypal for years and find it easy and co...

5
I have used paypal for years and find it easy and convenient for paying for things on line.I tend to use the pay in 3 quite a bit but also use the credit and pay instantly Reviewed on: 15th June 2026
Mrs Roe's avatar
Mrs Roe

Gr8 support communication skills easy 2 use

5
Gr8 support communication skills easy 2 use Reviewed on: 15th June 2026
Raymond B's avatar
Raymond B

Very good, no issues.

5
Very good, no issues. 0% interest across four months is useful. Reviewed on: 15th June 2026
Sean Boyd's avatar
Sean Boyd

Never had any issues.

5
Never had any issues. Always been spot on Reviewed on: 15th June 2026
David's avatar
David

Piece of mind knowing you don’t have to put your car...

5
Piece of mind knowing you don’t have to put your card details in when making a payment Reviewed on: 15th June 2026
Caroline L's avatar
Caroline L

Very nice experience during using the PayPal payment

5
Very nice experience during using the PayPal payment Reviewed on: 15th June 2026
Juan Sazon's avatar
Juan Sazon

Very easy to use and keep track of spending

5
Very easy to use and keep track of spending Reviewed on: 15th June 2026
Sherri B's avatar
Sherri B

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill