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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Easy and plesant.

Easy and plesant. I hope to see a little bit less interest. Reviewed on: 27th May 2025

Top stuff!

Top stuff! Helps with budgeting and purchasing things I need when I need them. Reviewed on: 27th May 2025

Simple everyday transactions

I use for purchases online and simple transactions for example paying for football team subs Reviewed on: 27th May 2025

Always had a great experience.

Always had a great experience. Easy to use and very convenient Reviewed on: 27th May 2025

I FIND PAYPAL VERY EFFICIENT, SAFE AND HELPFUL

I FIND PAYPAL VERY EFFICIENT, SAFE AND HELPFUL Reviewed on: 27th May 2025

Been using PayPal since Day 1 and never looked back...

Been using PayPal since Day 1 and never looked back Always Fast and Secure payments that are always protected just Pure Excellence Reviewed on: 27th May 2025

PayPal is best

PayPal is still one of the best choices in 2025. Reviewed on: 27th May 2025

It's very useful for retail purchases in smaller amo...

It's very useful for retail purchases in smaller amounts rather than PayPal pay in 3. My only negative is the credit limit hasn't been offered a increase yet Reviewed on: 27th May 2025

Using at all times.

Never any issues. Using every time there is an option to pay via PayPal. Reviewed on: 27th May 2025

Paypal makes life easier.

Paypal makes life easier. Is safe and fair. Great app and service Reviewed on: 27th May 2025

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