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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143434 reviews)

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4.73

Based on 143,434 reviews, last reviewed 20th Jun 2026

4257550% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It’s very user friendly and is a lot easier to navig... It’s very user friendly and is a lot easier to navigate than any other type of bank - payment Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143434)

4 months 0% fantastic.

4 months 0% fantastic. Help when we needed it. Reviewed on: 15th June 2026

It does what it says.

It does what it says. I haven't had to use it lots, so can't really comment on customer service etc Reviewed on: 15th June 2026

Brilliant service .

I have been using PayPal for years now and thank to them I am able to sort all my payments and transactions easily without having any issues. I would really recommend using it for many reasons especially if for any reason something bad happened I know that they will manage it and will be able to sort it. I remember I had a problem 3 times and they did an amazing service to get my money back. Reviewed on: 15th June 2026

PayPal card is good and convenient to use, would be...

PayPal card is good and convenient to use, would be better if the limit was more but happy the interest isn’t that bad Reviewed on: 15th June 2026

Long time customer

Been a customer for many years now and always happy Reviewed on: 15th June 2026

Always easy using PayPal and helps me spread the cost.

Always easy using PayPal and helps me spread the cost. Reviewed on: 15th June 2026

PayPal is so handy and easy to use

Love PayPal, options of PayPal credit and quick and easy use, and to pay for goods also Reviewed on: 15th June 2026

Easy to use, no fuss and does what is needed

Easy to use, no fuss and does what is needed Reviewed on: 15th June 2026

Easy App and payment choices

It is an easy to use app and the communication is quick Reviewed on: 15th June 2026

Payment has been very helpful as it make payment eas...

Payment has been very helpful as it make payment easy a d secure. I have enjoyed the use of the service since joining Reviewed on: 15th June 2026

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