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PayPal: PayPal Credit reviews

4.73
Based on 143,392 reviews, last reviewed 20th Jun 2026
4255450% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Clear & easy to use, it’s excellent Reviewed on: 20th June 2026
Alison's avatar
Alison

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143392)

Paypal provide a great service it lets you spread th...

5
Paypal provide a great service it lets you spread the cost. Reviewed on: 15th June 2026

Want to speak to someone on phone when I have a prob...

4
Want to speak to someone on phone when I have a problem not on-line or AI Reviewed on: 15th June 2026

100% trust and confidence

5
I 100 % trust and use PayPal whenever possible, several timesbi have ordered items that have not materialised, but fortunately not lost money as PayPal had my back ! Also when an offer looks to good to be true and PayPal is not an option then I won't purchase. Reviewed on: 15th June 2026

It's easy, convenient, pay in a click and split your...

5
It's easy, convenient, pay in a click and split your payments Reviewed on: 15th June 2026

Easy to use and handy to be able to use it most plac...

5
Easy to use and handy to be able to use it most places and pay over time. Reviewed on: 15th June 2026

Customer service was fantastic

5
I had cause to speak to customer service recently and the service was brilliant. Reviewed on: 15th June 2026

V - London

4
Exellent service and easy to use Reviewed on: 15th June 2026

Excellent way of paying for goods

4
Excellent way of paying for goods Reviewed on: 15th June 2026

no stress

5
Very good, problem solved all time no stress Reviewed on: 15th June 2026

Good service and app

5
Good service and app, I use it alot for online purchases Reviewed on: 15th June 2026

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