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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

A great way to spend

5
Easy to use, secure purchasing offers peace of mind. Reviewed on: 12th July 2026
David H's avatar
David H

Hassle free payment system.

5
Hassle free payment system. My go to Reviewed on: 12th July 2026
Andy N's avatar
Andy N

Great service

5
When I had an issue with an order that never arrived, it was resolved immediately. I was so grateful as it took away all the stress. I have had great experiences with paypal including the payment options available which help me manage my finances. Reviewed on: 12th July 2026
Toni G's avatar
Toni G

I have used PayPal for a long time, and they have be...

5
I have used PayPal for a long time, and they have been good to me but I wish it was easier to speak to a person when you simply have a question nowaday. it’s all AI. Reviewed on: 12th July 2026
Alison P's avatar
Alison P

Best credit agreement ever

5
Option 4 months 0 interest is the best invention, im using it all the time. It lets me spread the cost of purchases with no interest or extra costs if i manage fill repayment within 4 months Reviewed on: 12th July 2026
Tom Ash's avatar
Tom Ash

Great support

5
Supported me when I needed help, great service and paid attention to my needs when I need to spread my payments Reviewed on: 12th July 2026
David Ord's avatar
David Ord

Great service

5
I use the pay in 3 and 4months interest free regularly - a very efficient and great way to budget for larger purchases. I just wish Amazon would allow PayPal purchases! Reviewed on: 12th July 2026
Peter T's avatar
Peter T

Easy to contact..

5
Easy to contact. They have always sorted issues within a short period. Reviewed on: 12th July 2026
Ian T's avatar
Ian T

PayPal has been my go-to for years.

5
PayPal has been my go-to for years. It’s incredibly fast, reliable, and makes checking out online absolutely effortless. I love the peace of mind that comes with their secure system. Highly recommended! Reviewed on: 12th July 2026
Erika R's avatar
Erika R

PayPal is easy to use and most retailers online acce...

5
PayPal is easy to use and most retailers online accept PayPal making buying items easier to purchase things. Being able to purchase items with credit makes buying bigger items less stressful and the app means I can keep an eye on my spending. Reviewed on: 12th July 2026
Michelle M's avatar
Michelle M

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