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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

You can’t beat it so join it

In all the time I’ve been with PayPal I have had terrific service and I will only now anything with PayPal as there the no 1 to trust Reviewed on: 27th May 2025

Very friendly staff and always helpful!

Very friendly staff and always helpful! Reviewed on: 27th May 2025

Very good rates, and easy to manage

Very good rates, and easy to manage Reviewed on: 27th May 2025

Happy customer

The interest percentage could be lower, otherwise a very good service. Would recommend to anyone, easy to use and efficient way to pay online. Very happy. Reviewed on: 27th May 2025

No interest for four months on large purchases

I love the flexibility of having no interest for four months on larger purchases. I can buy something and spread the cost myself over the period without having to pay any interest or set up a new credit agreement. Reviewed on: 27th May 2025

I have very good experience.

I have very good experience. I don't have problem be took how I want pay and we when Reviewed on: 27th May 2025

Paypal is so easy to use and has you covered on purc...

Paypal is so easy to use and has you covered on purchases that you make using the service that I always use PayPal when I can to purchase or transfer money, a top class service for you monetary needs Reviewed on: 27th May 2025

Great service

Very simple to use, updates straight away. Reviewed on: 27th May 2025

The old reliable.

Secure, fast, convenient. I have been using PayPal since the late 00's and have yet to find a service that better mets my needs. Reviewed on: 27th May 2025

i think paypal is the safest way to pay online

i think paypal is the safest way to pay online, and customer service is always very good Reviewed on: 27th May 2025

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