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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (143476 reviews)

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4.73

Based on 143,476 reviews, last reviewed 20th Jun 2026

4259450% increase in 5 star reviews

in the past 90 days

12150% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything in one Generally easier for everyday use Reviewed on: 20th June 2026

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (143476)

Top of the pay pops

Very feel good experience totally safe complete peace of mind Reviewed on: 15th June 2026

Love it. So easy to use. 0% interest is great.

I use pay pal.credit to purchase higher value items as they often offer deals with retailers for extra money off and 0% interest for 3 years. Its great. Reviewed on: 15th June 2026

Excellent service, great customer services a joy

Excellent service, great customer services a joy Reviewed on: 15th June 2026

I always trust PayPal to make all my purchases online.

I always trust PayPal to make all my purchases online. It gives me a sense of safety with my money. Reviewed on: 15th June 2026

Good & easy to use, I use this for a...

Good & easy to use, I use this for a lot of purchases Reviewed on: 15th June 2026

Good all rounder

Good for bigger purchases to spread the cost. They keep you aware of when promotional offers are due to end. You can schedule payments. You can add to your Apple wallet to use in store. Reviewed on: 15th June 2026

Very good experience to balance finances

Very good experience to balance finances Reviewed on: 15th June 2026

Easy to work with and great offers like 3 payments i...

Easy to work with and great offers like 3 payments interest free Reviewed on: 15th June 2026

Easy to use.

Easy to use.complaints dealt with quickly and fairly Reviewed on: 15th June 2026

I've had a good experience with PayPal credit from d...

I've had a good experience with PayPal credit from day 1 would highly recommend to family and friends. Never had a reason to contact PayPal customer services but had lots of friends and family contact them and never had a bad experience Reviewed on: 15th June 2026

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