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PayPal: PayPal Credit reviews

4.73
Based on 143,476 reviews, last reviewed 20th Jun 2026
4259450% increase in 5 star reviews
in the past 90 days
12150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything in one Generally easier for everyday use Reviewed on: 20th June 2026
Mark Hamm's avatar
Mark Hamm

Latest lowest rating:

1

You're better off getting a Money transfer elsewhere! PayPal takes way too long to update accurately the payments made to PayPal credit. This is ridiculous. will not use PayPal Credit again, better off ge... Read more Reviewed on: 19th June 2026
PayPal Sucks's avatar
PayPal Sucks

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143476)

I like the instalment payments with no interest char...

5
I like the instalment payments with no interest charged and customer service very good Reviewed on: 15th June 2026

Brilliant app

5
Paypal is incredibly easy to use the app is extremely helpful to keep track of your account and the direct debits with email reminders mean you never lose track of your spending. Reviewed on: 15th June 2026

I really like using PayPal so far

5
I really like using PayPal so far Reviewed on: 15th June 2026

A good Choice...

5
Pay pal is Convieniant Easy to use and A good Choice for Buying on Line. Reviewed on: 15th June 2026

good service

5
It is good service, i used interest free to pay in 4 months Reviewed on: 15th June 2026

I just feel you guys are brilliant.

5
I just feel you guys are brilliant. I tend to use you guys more than my credit cards , you are that good. Reviewed on: 15th June 2026

Highly recommended

5
Very easy to pay and balance is shown clearly Reviewed on: 15th June 2026

The best option

5
The best app in terms of ease of payment, installments, and interest rates; it's ideal for all payments across all apps. Reviewed on: 15th June 2026

PayPal has been great and a lot easier when paying f...

5
PayPal has been great and a lot easier when paying for things. Can't recommend enough! Reviewed on: 15th June 2026

Boss the best

5
Is super evry time when i need buy somting i can Reviewed on: 15th June 2026

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