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PayPal: PayPal Credit reviews

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4.91
Based on 50,806 reviews, last reviewed 1st Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026
Gabriela O's avatar
Gabriela O

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026
Lui R's avatar
Lui R
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

I’ve always had great experiences with PayPal.

5
I’ve always had great experiences with PayPal. It’s easy to use, the credit and pay in three options are great too! Reviewed on: 27th May 2025
Anna Eta's avatar
Anna Eta

always choose PayPal

5
I have used PayPal for many years and it’s always my preferred way to pay, I find it much more secure and easier to checkout and pay in 3 is so handy for when you want to spread the cost of your purchases Reviewed on: 27th May 2025
Natasha M's avatar
Natasha M

great service and very reliable - very helpful as well.

5
great service and very reliable - very helpful as well. Reviewed on: 27th May 2025
MR P's avatar
MR P

I love using PayPal credit helps me get the things I...

5
I love using PayPal credit helps me get the things I want sooner by spreading the cost . Reviewed on: 27th May 2025
Gavin L's avatar
Gavin L

Quick same day transfers, good credit options, ease...

5
Quick same day transfers, good credit options, ease of payment via retailers Reviewed on: 27th May 2025
Mzydncha 's avatar
Mzydncha

Paypal review

5
It's easy to use and understand. They allow you to pay for items in 3 easy payments over a peroid of time so you are able to manage your money. If you have been defrauded their process to retrieving your money I'd quick and efficient. Reviewed on: 27th May 2025
Gurps G's avatar
Gurps G

I have been using PayPal for years, never an issue a...

5
I have been using PayPal for years, never an issue and great customer service. Reviewed on: 27th May 2025
Amy G's avatar
Amy G

Pay in 3 is a great option especially if you are pre...

5
Pay in 3 is a great option especially if you are pre approved Reviewed on: 27th May 2025
Indy's avatar
Indy

Really practice. Very good app

4
Really practice. Helpful and good to use Reviewed on: 27th May 2025
Amjid Ali's avatar
Amjid Ali

member for a long time.

5
I been a member for a long time, I purchase true paypal everyday, I find it easy to use, and very reliable. Reviewed on: 27th May 2025
Lex 's avatar
Lex

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