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PayPal: PayPal Credit reviews

4.73
Based on 143,508 reviews, last reviewed 20th Jun 2026
4260850% increase in 5 star reviews
in the past 90 days
12200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's a very secure way for me to buy on line and co... It's a very secure way for me to buy on line and convenient and I usually use the 3 month spread the cost on higher cash purchases. Reviewed on: 20th June 2026
Donna M's avatar
Donna M

Latest lowest rating:

1

Total frustration I used my password on the app, it refused to let me in. I pressed forgotten password and reset, I had to do this 3 times and I still can't get into my... Read more Reviewed on: 20th June 2026
Annette Terry's avatar
Annette Terry

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (143508)

I use PayPal credit very often and I am very satisfi...

5
I use PayPal credit very often and I am very satisfied with the service, fast payment option without any problems Reviewed on: 15th June 2026

Good payment option

5
easy to use app, works with many retailers. Reviewed on: 15th June 2026

Enjoying the interest free months

5
Enjoying the interest free months Reviewed on: 15th June 2026

Exellant product, 4 month no interest payments is a...

5
Exellant product, 4 month no interest payments is a game changer for me. The £20 sing up bonus was also a great welcome gift and is what convinced me to sign up. That along with a generous credit limit a no-brainer for me Reviewed on: 15th June 2026

Customer service has always been great

5
Customer service has always been great Reviewed on: 15th June 2026

The best way to use it

5
The help me a lot, and I am very happy Reviewed on: 15th June 2026

Easy and safe way topay with various pay options.

5
Easy and safe way topay with various pay options. Reviewed on: 15th June 2026

Simple and convenient.

5
I've used PayPal Credit several times and found it simple, convenient, and straightforward to manage. The application process was quick, payments are easy to track, and it's been a useful option when making larger purchases. Overall, a positive experience. Reviewed on: 15th June 2026

Excellent, I can’t recommend you enough

5
Excellent, I can’t recommend you enough Reviewed on: 15th June 2026

Convenient to use especially before pay day

5
Convenient to use especially before pay day Reviewed on: 15th June 2026

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Help others make smarter decisions by sharing your own experience. Write a review