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PayPal: PayPal Credit reviews

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4.90
Based on 107,228 reviews, last reviewed 14th May 2026
2601200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenience of paying interest free over 4 months. Convenience of paying interest free over 4 months. Been using for few years and find it better than using credit for longer period and with high inter... Read more Reviewed on: 14th May 2026
Anne D's avatar
Anne D

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107228)

Excellent and very easy buying experience

5
Excellent and very easy buying experience Reviewed on: 17th April 2026
Colin B's avatar
Colin B

PayPal has been like a lifeline for me as a single p...

5
PayPal has been like a lifeline for me as a single parent on a part time income it is a struggle if appliances break or when holidays and birthday come around however with PayPal it makes things easier and safer to make those important purchases we need to make. Reviewed on: 17th April 2026
BW's avatar
BW

the experience is 1000/10.

5
the experience is 1000/10. Amazing defo recommend to other people Reviewed on: 17th April 2026
MP's avatar
MP

Useful and beneficial

5
My experience has been good with PayPal as I continue to use it and discover it’s benefits and rewards. PayPal has been useful in my life to be able to make purchases during the cost of living crisis that I am and many others are suffering. Reviewed on: 17th April 2026
Seana M's avatar
Seana M

totally recommend

5
good service saves giving out bank details to lots of companys Reviewed on: 17th April 2026
jerry B's avatar
jerry B

A great service.

5
A great service. Very clear and efficient. Good communications as well so you feel you’re being kept updated on everything that is going on. Their mobile technology is really easy to use and very user friendly. Reviewed on: 17th April 2026
CDB's avatar
CDB

Perfect for my life style credit when I need itnxxxx...

5
Perfect for my life style credit when I need itnxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxxccxcxccccccccccccxxccdddddddffddddddffddffffdddkdkdkjddj eeeeedddrrrrrrerrrrewkeiriwkdfiesiei Reviewed on: 17th April 2026
David m's avatar
David m

Loving my PayPal more each day

5
I use PayPal often and now enjoy PayPal credit for any big items nowing I can pay off over 3 months with no further interest is also great. PayPal also tracks all my deliveries. Reviewed on: 17th April 2026
Karen M's avatar
Karen M

Easy and trouble free experience

5
Easy and trouble free experience Reviewed on: 17th April 2026
ceebkay's avatar
ceebkay

Good experience easy to use understand.

5
Good experience easy to use understand. Paypal credit is also good Reviewed on: 17th April 2026
Anonymous's avatar
Anonymous

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