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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,271 reviews, last reviewed 14th May 2026
2603100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Grate service I really like the PayPal credit system Grate service I really like the PayPal credit system Reviewed on: 14th May 2026
Waseem p's avatar
Waseem p

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107271)

Easy with paypal

5
The experience with PayPal makes things easy and convenient for customers. Reviewed on: 17th April 2026
Graham P's avatar
Graham P

Simply the best

5
Easy and painless on the application and even when I needed to speak to them Reviewed on: 17th April 2026
Kirsty D's avatar
Kirsty D

Live the pay in 3, love paypal credit, so...

5
Live the pay in 3, love paypal credit, so easy to use Reviewed on: 17th April 2026
Carol r's avatar
Carol r

Brilliant service.

5
Brilliant service brilliant credit service love the 4 month free interest. Reviewed on: 17th April 2026
Nicola P's avatar
Nicola P

Great service

5
I have always found it easy to get through if ever I have needed customer service. Staff have always been polite, attentative and helpful with any query. PayPal credit was straightforward to set up and is easy to manage spending. The PayPal app assists in keeping control. Reviewed on: 17th April 2026
Andrew G's avatar
Andrew G

Using PayPal to me I know my money is safe easy to a...

5
Using PayPal to me I know my money is safe easy to access and easy to pay with. No worries. Any problems help services there with strong support. I have told my family and friends to open a PayPal account. To me it’s the safest way to pay your bills. Reviewed on: 17th April 2026
William K's avatar
William K

PayPal excellent service provider

5
Have had a number of occasions of dodgy sellers via internet and PayPal has recovered my money each time with little to no hassle. Multiple purchase options available including low and no interest payment options Reviewed on: 17th April 2026
mark 's avatar
mark

Excellent

5
Very useful for spreading the cost of more expensive purchases and easy integration with retailers online. Reviewed on: 17th April 2026
Joe's avatar
Joe

Very good

4
Very happy with service, would recommend Reviewed on: 17th April 2026
Ryan P's avatar
Ryan P

Excellent experience it’s was my first time to use P...

5
Excellent experience it’s was my first time to use PayPal very satisfied Reviewed on: 17th April 2026
Taimoor A's avatar
Taimoor A

Review PayPal: PayPal Credit now

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