Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 107,295 reviews, last reviewed 14th May 2026
2604200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service... I've never used credit, just a payment service, the only thing I can fault is now it's difficult to withdraw a positive balance Reviewed on: 14th May 2026
Adam P's avatar
Adam P

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (107295)

I find PayPal the most reliable acceptable and user...

5
I find PayPal the most reliable acceptable and user friendly way to pay Reviewed on: 17th April 2026

I love the ease of paypal excellent

5
I love the ease of paypal excellent Reviewed on: 17th April 2026

I trust paypal so do all my shopping online through...

5
I trust paypal so do all my shopping online through them. They will sort problems out if any occur and get a refund back for you. It's easy to track your spending and it even tells you about delivery progress which I find useful Reviewed on: 17th April 2026

It was very clear and easy to set up a...did

5
It was very clear and easy to set up a dd Reviewed on: 17th April 2026

Great company service and products

5
Pay pal are a great company with pay in three and credit options. I use them as I know if anything also goe wrong there customer service help straight away Reviewed on: 17th April 2026

I never have a problem with paypal

5
I never have a problem with paypal Reviewed on: 17th April 2026

Always had great experiences with PayPal.

5
Always had great experiences with PayPal. Easy to use, never had any issues and customer service is very good as well. Reviewed on: 17th April 2026

Your there for me. Thanks.

5
With PayPal credit what i like is the simplicity. I really appreciate them. Their is no heavy marketing of me. I'm able to make lovely purchases within my affordability limits and the PayPal even recently offered me credit card. And overall I've had a great experience and I'm still enjoying it. Thank you very much PayPal. Thank you for being there for me. Reviewed on: 17th April 2026

Easy convenient way of managing credit

5
Easy convenient way of managing credit Reviewed on: 17th April 2026

PayPay is a very supportive online services.

4
PayPay is set to help everyone e Reviewed on: 17th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review