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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

The one & only PayPal

Always convenient & trustworthy. I have spoken on the phone to them direct & very security conscious (which is a good thing) Reviewed on: 2nd July 2026

Credit limits set too low to be credible

Credit limits set too low to be credible Reviewed on: 2nd July 2026

Quick and easy to make purchases, payments and see b...

Quick and easy to make purchases, payments and see balance Reviewed on: 2nd July 2026

I had a problem with seller only gave me half my mon...

I had a problem with seller only gave me half my money back paypal sorted it out got rest of money back thanks Reviewed on: 2nd July 2026

PayPal is the best!

Most convenient way to pay. 4 months interest free on purchases over £99 is great, as well as pay in 3. I always choose PayPal. Thank you. Reviewed on: 2nd July 2026

Straight forward no fuss

Straight forward no fuss means of spreading costs at no cost ! Reviewed on: 2nd July 2026

Business

Exciting and reliable experience when transferring and receiving funds Reviewed on: 2nd July 2026

Always quick and reliable.

Always quick and reliable. Whenever I submit a query its answered and resolved quickly and amicably. Reviewed on: 2nd July 2026

Just so easy to use!

Just so easy to use!!! Makes shopping online very simple and easy! Love how it fills address and emails etc! Reviewed on: 2nd July 2026

Fast efficient and very friendly.

Fast efficient and very friendly. Always pay on time and balance corrected instantly. Reviewed on: 2nd July 2026

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