Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

View other PayPal products

4.73

Based on 181,130 reviews, last reviewed 20th Aug 2026

9% increase in 5 star reviews

in the past 90 days

21% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Very good experience so far. Very good experience so far. Four months free interest deal it’s so good. Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181130)

Very good, swift and transparent.

Very good, swift and transparent. No frills and very easy to understand what the potential fees or ramifications would be from using their services. Would definitely recommend to others. Reviewed on: 2nd July 2026

Used over 10 years never had a single problem

Used over 10 years never had a single problem that wasn't resolved. Useful to have a way to pay without remembering card details. With extra protection Reviewed on: 2nd July 2026

Easy to use. User friendly

Easy to use. Good application. Everytime I had a question or issue they always helped when I emailed or called Reviewed on: 2nd July 2026

Used pay pal for years and never had a bad experience.

Used pay pal for years and never had a bad experience. Reviewed on: 2nd July 2026

Very good.

Very good. Makes life very comfortable. Reviewed on: 2nd July 2026

. An excellent company to use.

I’ve always had an excellent experience with PayPal. I use the PayPal payment option at all times when buying online . If any trouble PayPal always resolves this for me. Reviewed on: 2nd July 2026

Great payment method

Pay pal makes things easier and safer to pay for items online Reviewed on: 2nd July 2026

Helpful easy to use

I've found PayPal to be very good it's there when you need it. Reviewed on: 2nd July 2026

Great with a few improvements.

Overall a great service however there are a few issues I have with the large fees for attempted payments. I like the ease and safety of paypal however and I use it more than making bank transfers. Reviewed on: 2nd July 2026

good good good

have been using pay pal for 14 years excellent sevice thanks for making life easy Reviewed on: 2nd July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Payments
from PayPal 4.71 from 3855 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101287 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub