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PayPal: PayPal Credit reviews

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4.90
Based on 107,388 reviews, last reviewed 15th May 2026
2608400% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have been very satisfied with the overall finance ex... Have been very satisfied with the overall finance experience and ease of use Reviewed on: 15th May 2026
Fahad M's avatar
Fahad M

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107388)

Great service happy to use PayPal!

5
Great service happy to use PayPal! Reviewed on: 17th April 2026
Cheryl h's avatar
Cheryl h

Easy and efficient

5
Helps financially and very easy to use Reviewed on: 17th April 2026
Michael A's avatar
Michael A

Used for years

5
Never had an issue, I've used it for years and it been so handy, I love having more time to pay things off. I also love using PayPal because it gives me more assurance that my purchase is safe, with their buyers guarantee. Reviewed on: 17th April 2026
Leanne M. R. Williamson's avatar
Leanne M. R. Williamson

Paypal offers flexibility and budgetary options.

5
Paypal offers flexibility and budgetary options, it allows you to effectively budget for more expensive items without major credit pitfalls. Customer service is also excellent for queries, and advice. Overall a great experience, and useful tool. Reviewed on: 17th April 2026
Cutiebro's avatar
Cutiebro

PayPallicious

5
Loving the feeling of Security and convenience Reviewed on: 17th April 2026
Breda F's avatar
Breda F

Secure and safe method of payment

5
I don’t use my PayPal very often but when I do it’s simple and I feel safe knowing money is being taken care of , if anything goes awry they are on it ! Reviewed on: 17th April 2026
Susan M's avatar
Susan M

I trust PayPal have for many years.

5
I trust PayPal have for many years. Customer service are incredibly kind and helpful and I know my payments are secure. Reviewed on: 17th April 2026
Sue Colin Thomas's avatar
Sue Colin Thomas

Easy and safe to use.

5
Easy and safe to use. I pay for most things online with paypal. Reviewed on: 17th April 2026
Kevin's avatar
Kevin

Paypal credit has been great to use.

5
Paypal credit has been great to use. Its easy and really helps me when I need something on credit. Because I have used PayPal for a long time, having credit integrated in the app makes it really straightforward and a smooth experiance. Reviewed on: 17th April 2026
Joe S's avatar
Joe S

Very easy to set up and use.

5
Very easy to set up and use. Accepted by lots of retailers. Can pay in full or instalments Reviewed on: 17th April 2026
JJ's avatar
JJ

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