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PayPal: PayPal Credit reviews

4.90
Based on 107,457 reviews, last reviewed 15th May 2026
2611550% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It can be difficult to get hold of someone, and when... It can be difficult to get hold of someone, and when making payments it's very very slow to update, so hard to keep track. Reviewed on: 15th May 2026
Glitter Girl's avatar
Glitter Girl

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107457)

All good brilliant service never had any issues with...

5
All good brilliant service never had any issues with anything wouldn’t use any other brand thank very much Reviewed on: 17th April 2026

No issue

5
Never have an issue and it’s totally user friendly. I make most of my online purchases with PayPal Reviewed on: 17th April 2026

Really good help me buy stuff and I can pay over tim...

5
Really good help me buy stuff and I can pay over time which helps a lot and I can buy without worrying about how I will pay it back Reviewed on: 17th April 2026

PayPal app is very easy to use with very good securi...

5
PayPal app is very easy to use with very good security features. It notifies me of any transactions to make sure it’s me using my account. Reviewed on: 17th April 2026

Very good service and credit limit

5
Very good service and credit limit Reviewed on: 17th April 2026

It's very easy to use , I can keep track of all my p...

5
It's very easy to use , I can keep track of all my purchases easily, Reviewed on: 17th April 2026

The credit application was easy and fair.

5
The credit application was easy and fair. The value given was appropriate and using the service is streamlined and efficient Reviewed on: 17th April 2026

Flawless experience always.

5
Flawless experience always. Using PayPal makes life easy when shopping and paying for goods. Reviewed on: 17th April 2026

Never had a bad experience with them

5
Never had a bad experience with them Reviewed on: 17th April 2026

It’s so easy.

5
It’s so easy. The biggest praise I can give is to say that once set up (which is so simple) you don’t even know that they are there, everything just happens automatically. Reviewed on: 17th April 2026

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