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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181130 reviews)

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4.73

Based on 181,128 reviews, last reviewed 20th Aug 2026

11% increase in 5 star reviews

in the past 90 days

24% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer service I have been with PayPal over 14 years, and since then they were always helpful when I needed them. They are very generous as well with this credit sch... Read more Reviewed on: 20th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181130)

Good back up to have, better than a credit card...

Good back up to have, better than a credit card Reviewed on: 2nd July 2026

easy to use

easy to use and good having 4 months interest free Reviewed on: 2nd July 2026

I have really enjoyed using PayPal credit.

I have really enjoyed using PayPal credit. The ability to split my payment over 4 interest free instalments without any fees is a gamechabher and a real perk of shopping with PayPal Reviewed on: 2nd July 2026

PayPal the way to go...

Never had a problem with PayPal and appreciate how quickly they have resolved any issues I've had. The statements and websites are clear and very user friendly, will continue to use my account to the fullest (as you can tell by my balance lol) Reviewed on: 2nd July 2026

Secure and friendly.

PayPal provides an extra level of security to purchases and allows me to spread the costs of larger purchases with no extra cost, quite rare these days. Reviewed on: 2nd July 2026

I have been with PayPal’s for more than 3year, when...

I have been with PayPal’s for more than 3year, when i have financial problems I applied for credit cards and i was issued without any problems. I well recommend them very well! Reviewed on: 2nd July 2026

I just find it a really quick and simple payment met...

I just find it a really quick and simple payment method. I love the features on the app for requesting money, I haven’t seen that on other cards. It’s trustworthy and reliable, enough said Reviewed on: 2nd July 2026

You're the best.

You're the best.... it's a pleasure to do business with you. Reviewed on: 2nd July 2026

Always easy way to use.

Always easy way to use. I have been using paypal since 2015 Reviewed on: 2nd July 2026

A more than satisfactory experience

A more than satisfactory experience Reviewed on: 2nd July 2026

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