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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181127 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Use it for business and personal and having 2 apps i...

Use it for business and personal and having 2 apps is annoying also the fees for small transactions which I generally take are too expensive Reviewed on: 2nd July 2026

Overall a great and easy experience

Overall a great and easy experience.. Good app and user friendly. Reasonable rates and access to everything needed at your fingertips Reviewed on: 2nd July 2026

Good customer service

Very good help you quickly helpful Reviewed on: 2nd July 2026

Great service always helpful.

Great service always helpful.kind and understanding Reviewed on: 2nd July 2026

PayPal credit is so versatile.

PayPal credit is so versatile. I can use it anywhere and I love the fact that I automatically get 4 months to pay 0% if I spend over £99. It's an amazing offer and it's recurring, every time I use my card. I absolutely love it. It's been a godsend. Reviewed on: 2nd July 2026

Things just work properly

Every time I use PayPal credit everything works properly. Reviewed on: 2nd July 2026

I have been using it for over 12 years with...

I have been using it for over 12 years with no problems Reviewed on: 2nd July 2026

A very handy way to pay both online and in...

A very handy way to pay both online and in store Reviewed on: 2nd July 2026

PayPal review

I have used PayPal for several years now, never had any issues and find it very useful. The choice of payment options is good and the rewards scheme too. Reviewed on: 2nd July 2026

PayPal is simply great .

PayPal is simply great . It's on point with protecting you whilst shopping. It's great for that credit option,with zero percent interest. Security is also second to none. Reviewed on: 2nd July 2026

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