Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

View other PayPal products

4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181128)

Excellent service with flexible financing

I’ve had a very positive experience using PayPal Credit. The application process was straightforward, and the account was approved quickly. It provides a convenient way to spread the cost of larger purchases, particularly with interest-free promotional offers when repayments are made on time. The online account management is easy to use, statements are clear, and payments are simple to make. Overall, it’s a reliable and flexible credit option that has worked well for my needs. I would recommend it to anyone looking for a convenient way to manage larger purchases responsibly. Reviewed on: 2nd July 2026

Great and easy

Love it not had any issues seems easy to use Reviewed on: 2nd July 2026

Brilliant

Paypal have never failed to sort out an issue i have had. Reviewed on: 2nd July 2026

Easy to use and makes me feel safe

Easy to use and makes me feel safe Reviewed on: 2nd July 2026

Excellent service.

Excellent service. Whenever I have had a problem or query it has been resolved quickly and efficiently Reviewed on: 2nd July 2026

For what I used it is really good simple to use, saf...

For what I used it is really good simple to use, safe everything works as it should Reviewed on: 2nd July 2026

Send/ receive money in any currency makes it very ea...

Send/ receive money in any currency makes it very easy and convenient. Reviewed on: 2nd July 2026

Always the best payment option on the net

Always the best payment option on the net Reviewed on: 2nd July 2026

Straightforward used friendly payment options

Straightforward used friendly payment options Reviewed on: 2nd July 2026

Very convenient and so easy to use ,ive recommended...

Very convenient and so easy to use ,ive recommended to several friends. Reviewed on: 2nd July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101284 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub