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PayPal: PayPal Credit reviews

4.90
Based on 108,067 reviews, last reviewed 16th May 2026
2639200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always my first option when paying for anything as i... Always my first option when paying for anything as it's safe and reliable. Any problems I've ever had have been solved efficiently and with care. Good... Read more Reviewed on: 16th May 2026
is's avatar
is

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026
Sandra 's avatar
Sandra

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108067)

Ongoing excellent service.

5
Used PayPal for years with absolutely no issues at all. Reviewed on: 17th April 2026

Easy to use.

5
Easy to use. Secure transactions. Available in wide range if areas /retailers . Would highly recommend to others. Easy to keep track of paynents spent or payments upcoming ie pay in three etc. . Reviewed on: 17th April 2026

Using PayPal has been very helpful to me.

5
Using PayPal has been very helpful to me. Especially the ability to spread my payments with no interest. Reviewed on: 17th April 2026

Great great great and great really great

5
Great great great and great really great Reviewed on: 17th April 2026

Feels a little safer !

5
I use PayPal for most of my online payments i just enjoy that extra layer of protection! Reviewed on: 17th April 2026

Easy to set up and use, simple and easy to...

5
Easy to set up and use, simple and easy to pay Reviewed on: 17th April 2026

Fast fair and excellent customer service

5
Fast fair and excellent customer service Reviewed on: 17th April 2026

Shopping with security love PayPal

5
Love using PayPal great offers, flexibility has increased now I have a physical card. It is my go to account for safe spending and security Reviewed on: 17th April 2026

I've used PayPal credit a few times now it helps me...

5
I've used PayPal credit a few times now it helps me when I'm struggling with my finances... This sure helps get me through... I've purchased goods from a river to over a hundred pounds +. HHighly recommended to anyone in doubt. Reviewed on: 17th April 2026

opportunities that enhance my life

5
PayPal has given me the opportunity to buy essential products, supplies and of course the luxuries. Knowing I can receive something I really want and not make myself out of pocket is such a privilege. When I've needed assistance I have found it so easy to contact your team who have been extremely helpful and friendly. Thank you PayPal Reviewed on: 17th April 2026

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