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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108046 reviews)

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4.90

Based on 108,047 reviews, last reviewed 16th May 2026

2638400% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Overall a great service So easy to use with 2 options, Pay in 3 or PayPal credit. Good communication and payday reminders. Very clear statements. Overall a great service Reviewed on: 16th May 2026

Latest lowest rating:

2

My experience with PayPal was very frustrating. My experience with PayPal was very frustrating. I used PayPal Pay in 3 to buy three home items. One item, the bed, was missing for weeks and the selle... Read more Reviewed on: 15th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108047)

Great service

Invaluable service. Simple to access in app, in store or online Reviewed on: 17th April 2026

Used PayPal for years.

Used PayPal for years and never had any major issues and if I have they have been resolved immediately. Reviewed on: 17th April 2026

Paypal credit has been a life saver for someone with...

Paypal credit has been a life saver for someone with no credit cards. Reviewed on: 17th April 2026

I have had a very good experience using PayPal Credit.

I have had a very good experience using PayPal Credit. The service is simple, fast, and very convenient for managing payments. Everything works smoothly, and it makes online transactions much easier. I also find it helpful for spreading the cost when needed. Overall, a reliable and user-friendly service that I would recommend to other Reviewed on: 17th April 2026

I have always been very impressed with PayPal credit.

I have always been very impressed with PayPal credit. It's always been reliable and every year gets better and better. The virtual card for Google wallet has been a welcome introduction and I would highly recommend the company Reviewed on: 17th April 2026

Good credit and clear communication.

Good credit and clear communication. App is easy to use and you can speak to customer service if an issue. I have used PayPal for over 10 years Reviewed on: 17th April 2026

Why I love PayPal

They provide amazing service and it is so easy to use Reviewed on: 17th April 2026

Id defiantly recommend pay pal their very safe and i...

Id defiantly recommend pay pal their very safe and if their is any problem their very promt great and now they do crypto great easy to use . Reviewed on: 17th April 2026

PayPal is very reliable and secure source of payment.

PayPal is very reliable and secure source of payment. They offer flexibility payment system to customers to buy now and pay later which help and bring convenience to clients and customers Reviewed on: 17th April 2026

Paypal Credit is fab

I used Paypal Credit to fund a monitor I was eyeing up and preferred to keep it to monthly payments rather than one big chunk. The money comes out by direct debit every month and I don't have to worry at all about something going wrong. I got an interest free rate over the course of 12 months. All around, it was a fantastic experience! Reviewed on: 17th April 2026

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