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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Perfect PayPal Pays!

I’ve never had any issues with their service. Always helpful and easy to navigate and ask questions whenever necessary. No issues with payments or refunds. Reliable, helpful, flexible. I like the fact that you can pay by interest free instalments and you’re given plenty of time to repay, and if that’s not an option then they have low interest rates which is also a plus. Reviewed on: 2nd July 2026

Ease of purchasing online and feel secure.

Ease of purchasing online and feel secure. There are many similar companies but always I go for PayPal Reviewed on: 2nd July 2026

Easy to use payment system

Easy to use payment system that allows you to pay suppliers without having to share payment information. Reviewed on: 2nd July 2026

Great service and excellent customer service.

Great service and excellent customer service. Very very quick and efficient service. That's what we need more off.keep up the good work. Reviewed on: 2nd July 2026

PayPal have always offered great buyer protection wh...

PayPal have always offered great buyer protection when I needed it. Reviewed on: 2nd July 2026

Pay pal are very quick reliable and secure they are...

Pay pal are very quick reliable and secure they are extremely quick at resolving and problems that accrue in a fast time frame Reviewed on: 2nd July 2026

Convient and zero cost

Convient and zero cost if you pay off within 4 months - what’s not to like Reviewed on: 2nd July 2026

Pay pal yey pal

Easy to use. The security with PayPal is very good. Reviewed on: 2nd July 2026

Perfect service!

Perfect service!! I can ise everywhere I also have the physical credit card!! Very recommended Reviewed on: 2nd July 2026

they just do what they promise to do

they just do what they promise to do Reviewed on: 2nd July 2026

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