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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Good to use, easy and quick, reliable, and with a fa...

Good to use, easy and quick, reliable, and with a fair amount of time to pay off before incurring interest Reviewed on: 2nd July 2026

When I've had a problem with someone I've paid throu...

When I've had a problem with someone I've paid through pay they have sorted it out Reviewed on: 2nd July 2026

PayPal has made paying online, and even in store, so...

PayPal has made paying online, and even in store, so fluid nowadays. It’s a core and almost necessary application for me now. The flexibility around payment types, credit, and amount of customisation is incredible. Reviewed on: 2nd July 2026

Life saver

PayPal credit has been my go to for Christmas, Birthdays and expensive items for as long as I can remember. THANKS !!! Reviewed on: 2nd July 2026

Good All-Rounders

Good credit feature with 4 months 0% or Pay-In-3, but also good customer care and hrlp arranging refunds when necessary Reviewed on: 2nd July 2026

The best

Amazing best app ever everything you need all in one Reviewed on: 2nd July 2026

Brilliant service and excellent is solving issues

Brilliant service and excellent is solving issues Reviewed on: 2nd July 2026

PayPal is easy to use and offers a great ways to pay...

PayPal is easy to use and offers a great ways to pay which really helps make things accessible. Reviewed on: 2nd July 2026

Very professional and understanding people’s needs.

Very professional and understanding people’s needs. Helping those with credit options to pay in 3 without delaying purchases which I find so useful. Reviewed on: 2nd July 2026

Very easy to use, payments made simply and very quic...

Very easy to use, payments made simply and very quick, its good how many different companies you can pay using PayPal with and how you able to choose if you want to pay in 3, use PayPal credit or pay in full Reviewed on: 2nd July 2026

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