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PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 19th Aug 2026
11% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181128)

Im buying most of things using paypal.

5
Im buying most of things using paypal. Reviewed on: 2nd July 2026

No complaints, great service

5
Been with PayPal for years. Always an excellent service Reviewed on: 2nd July 2026

Easier way to pay for things

5
Easier way to pay for things spread the costs Reviewed on: 2nd July 2026

Fantastic smooth transactions always

5
Fantastic smooth transactions + the credit aspect is also very useful Reviewed on: 2nd July 2026

Quick and Great experience.

5
Quick and Great experience. I always prefer paypal for buying anything online or sending money, as it is straightforward. Reviewed on: 2nd July 2026

Love using it so easy!

5
Love using it so easy and helps me out when I need it. Reviewed on: 2nd July 2026

I've had a great experience with PayPal.

5
I've had a great experience with PayPal. I've never had any problems, and everything has always worked smoothly. I use PayPal Credit very often because it's a convenient and flexible way to pay. I love shopping with PayPal because it's quick, secure, and easy to use. Overall, I've always been very happy with the service and would definitely recommend it to others. Reviewed on: 2nd July 2026

Flexible

5
Its such an easy and convenient way to pay and so flexible. Reviewed on: 2nd July 2026

An easy way of sending and receiving money

5
An easy way of keeping an eye on you outgoings and allows people to send money to your account plus you can send to them. Great when your family are all over the world. Reviewed on: 2nd July 2026

Jayneylee

5
Easy and very convenient. Making life easier Reviewed on: 2nd July 2026

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