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PayPal: PayPal Credit reviews

4.73
Based on 181,128 reviews, last reviewed 19th Aug 2026
11% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026
Anthony H's avatar
Anthony H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181128)

Friendly and helpful customer service

5
Friendly and helpful customer service Reviewed on: 2nd July 2026

pay in three option

5
i find the pay in three option very benifical, when shopping online and the card app on my phone has been very useful. Reviewed on: 2nd July 2026

Never had any problems using PayPal, great service a...

5
Never had any problems using PayPal, great service and products. Easy to use app. Excellent communication from the company. Reviewed on: 2nd July 2026

I feel always safe.

5
I feel always safe. I can get anything I want. Reviewed on: 2nd July 2026

Have had PayPal credit for a while.

5
Have had PayPal credit for a while now and been so handy Reviewed on: 2nd July 2026

Always helpful to have paypal.

5
Always helpful to have paypal. I feel safer using it. Reviewed on: 2nd July 2026

Always easy with great support.

5
Always easy with great support. No hassle to contact the team and they always give a great support. Reviewed on: 2nd July 2026

Paypal makes buying online the easiest way to pay.

5
Paypal makes buying online the easiest way to pay. Protects you and gives you delivery notifications. What more could you ask for Reviewed on: 2nd July 2026

Really good value

5
Really good value allowed me to pay over a good period Reviewed on: 2nd July 2026

Very Handy

5
Ive used PayPal for years and it is very useful and has plenty of various services to help me along. I use pay in 3 regularly and also use it to pay for ends and family very simply. The credit was easy to apply for and use. Reviewed on: 2nd July 2026

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