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PayPal: PayPal Credit reviews

4.90
Based on 107,928 reviews, last reviewed 15th May 2026
2633100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I’ve had a great experience using PayPal. I’ve had a great experience using PayPal. It’s fast, secure, and very easy to use for online purchases and sending money. I especially like the buyer ... Read more Reviewed on: 15th May 2026
Isaac O's avatar
Isaac O

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (107928)

They are really good for getting your money back if...

5
They are really good for getting your money back if you have problems with a transaction. Their pay in 3 payments is fantastic overall great to do business with Reviewed on: 17th April 2026

I basically use it for everything by default.

5
I basically use it for everything by default. It's easy and simple, and I can get back to paying it off in time whenever I want. Reviewed on: 17th April 2026

Excellent very pleased app credit easy to use simple

5
Excellent very pleased app credit easy to use simple Reviewed on: 17th April 2026

Love paypal

5
Easy to use app and helps me pay quickly and manage my finances Reviewed on: 17th April 2026

PayPal has been solid for all these years and provid...

5
PayPal has been solid for all these years and provides me with a peace of mind when purchasing online. Also very good credit options. Reviewed on: 17th April 2026

Easy to use service

5
Easy to use service and used widely by traders Reviewed on: 17th April 2026

Pay Pal buy wisely.

5
Pay pal makes purchasing goods a very easy and pleasing experience. Reviewed on: 17th April 2026

Always easy to use, always confident my money/purcha...

5
Always easy to use, always confident my money/purchase is safe, great backup if you have problems with faulty goods ect Reviewed on: 17th April 2026

Easy and quick to use and most retailers except it...

5
Easy and quick to use and most retailers except it Reviewed on: 17th April 2026

Always use pay pal as it is safe

5
Always use pay pal as it is safe and you can rely on them if a problem arises Reviewed on: 17th April 2026

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