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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181127 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181127)

very easy with money to manage the acount

very easy with money to manage the acount Reviewed on: 2nd July 2026

Some late payment charges even though I made manual...

Some late payment charges even though I made manual payments. Reviewed on: 2nd July 2026

The statement/paying off part is quite confusing.

The statement/paying off part is quite confusing. Even when I put money in it increases for some random reason. With Monzo flex wasn’t such a worry as it told me which payments I still needed to pay off and would never make the credit part jump. Reviewed on: 2nd July 2026

Very good service , piece of mind while shopping...

Very good service , piece of mind while shopping on line ,customer service is spot on if there is a problem with payment , there's call centre team are always helpful, and good to talk to a human to resolve the problem Reviewed on: 2nd July 2026

I have shopped using PayPal since 2010 I feel more s...

I have shopped using PayPal since 2010 I feel more secure checking out using this way to pay. That's why ive rated them 5 star also using PayPal to split the cost over monthly installments is very helpful. Reviewed on: 2nd July 2026

Excellent service.

Excellent service. Payments are quick, secure, and easy to manage. Highly recommend PayPal! Reviewed on: 2nd July 2026

Easy to use, easy to set up.

Easy to use, easy to set up. Does what it says on the tin. Which unfortunately is a rare thing these days. Reviewed on: 2nd July 2026

I have been using PayPal for years, I have never ha...

I have been using PayPal for years, I have never had any problems with them and I feel safe with my money. Reviewed on: 2nd July 2026

Trust for sites

If a site offers PayPal I trust it more than those that do not Reviewed on: 2nd July 2026

Never an issue.

Never an issue, always informative if I have question. Smooth and efficient service. Reviewed on: 2nd July 2026

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