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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181127 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181127)

Good introductory offer and extremely easy to set up

Good introductory offer and extremely easy to set up Reviewed on: 2nd July 2026

Straightforward and easy

I find the app a little difficult to navigate at times but the features and offers are great Reviewed on: 2nd July 2026

Excellent

Quick and smooth transactions any problems quickly resolved. Reviewed on: 2nd July 2026

Easy to use.

Easy to use. Great customer service. Great app, clear to see all accounts. Easy to make payments and keep on top of whats due. Reviewed on: 2nd July 2026

I find PayPal to be so easy to use.

I find PayPal to be so easy to use. Whenever I have had any issues they are resolved very quickly. Reviewed on: 2nd July 2026

Simple and easy to use.

Simple and easy to use. Peace of mind that you have Paypal Reviewed on: 2nd July 2026

Very easy to use and manage.

Very easy to use and manage. Only thing i do find frustrated it how long it take direct debit for credit payments to clear and show on statement Reviewed on: 2nd July 2026

Very easy and safe to use straight forward convenien...

Very easy and safe to use straight forward convenience on monthly payments Reviewed on: 2nd July 2026

great way of pay

PayPal is easy to use , great way of paying for items Reviewed on: 2nd July 2026

Very satisfying and safe whenever I need to use...

Very satisfying and safe whenever I need to use Reviewed on: 2nd July 2026

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