Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108451 reviews)

View other PayPal products

4.90

Based on 108,451 reviews, last reviewed 16th May 2026

2656500% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Love that you can pay in 3 payments without any inte... Love that you can pay in 3 payments without any interest on top unlike most high interest credit cards Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (108451)

No problems, all straight forward

No problems, all straight forward Reviewed on: 17th April 2026

Love using PayPal.

Love using PayPal. Will only buy from sites that accept PayPal Reviewed on: 17th April 2026

Paypal over traditional credit and debit cards

Prefer PayPal to using traditional credit cards. 0% 4 month instalments help me manage big purchases and spread the cost for various things. Enjoying the new debit and credit card features that just make it easy to pay for things in-store so it’s not just limited to online anymore. Have recently started earning points as well so excited to see how this will benefit future purchases. Reviewed on: 17th April 2026

Very good company, help me get paypal credit.

Very good company, help me get paypal credit. and the staff are a great help! Reviewed on: 17th April 2026

I found it really easy to get my credit and really e...

I found it really easy to get my credit and really easy to use the PayPal App overall I am totally made up, I have both credit and debit cards now with PayPal Reviewed on: 17th April 2026

Love the 4 month free credit, The benefit for me is...

Love the 4 month free credit, The benefit for me is as follow: secure payment for goods, 4 months free interest, convenience, wide acceptance and incentive to pay off quickly. Reviewed on: 17th April 2026

Never have any issues with incorrect payments or ref...

Never have any issues with incorrect payments or refunds. The most convenient way to buy things on line Reviewed on: 17th April 2026

So easy to use.......

Quick and easy to use - need a balance?.....no problem there it is...PayPal works wonderfully to help you manage your money Reviewed on: 17th April 2026

Easy to use and I feel secure with transactions made

Easy to use and I feel secure with transactions made Reviewed on: 17th April 2026

PayPal. A first class service.

PayPal have made it easier to make quick, secure transactions online that I have used for many years. Pay in 3, PayPal credit 0% for 4 months, all first class services. Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Payments
from PayPal 4.91 from 3717 reviews
Very Account
from Shop Direct 4.31 from 27 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 51375 reviews
Payments
from PayPal 4.91 from 3717 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub