Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 108,418 reviews, last reviewed 16th May 2026
2654850% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant money management no problems so far Brilliant money management no problems so far Reviewed on: 16th May 2026
Dom's avatar
Dom

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108418)

Absolutely 100% hassle free .

5
Absolutely 100% hassle free . Easy to manage on the app highly recommended! Reviewed on: 17th April 2026

Easy to use app. Good customer service

4
Easy to use app. Good customer service Reviewed on: 17th April 2026

Great offers and rewards with the paypal debit card...

5
Great offers and rewards with the paypal debit card and the credit card. Reviewed on: 17th April 2026

Direct. Simple. Effective.

5
Love the pay in three, really helps getting things which are both wanted and needed and without interest. My mother uses the app from time to time to transfer money to me as she says that it is easier than internet banking. She is 62 and that says a lot. Reviewed on: 17th April 2026

Thanks paypal working ecselences

5
Thanks paypal working ecselences Reviewed on: 17th April 2026

PayPal is fast and reliable.

5
PayPal is fast and reliable. One of the major factors for me is that it is secure. Reviewed on: 17th April 2026

Fantastic Service

5
If ever you have an questions or issues your able to get answers quickly and efficiently Reviewed on: 17th April 2026

Easy to use!

5
It’s such an easy method to use for credit. Easy to pay off and easy to know when statement due Reviewed on: 17th April 2026

Great banking app and more

5
Always had good experiences with PayPal always helpful and professional Reviewed on: 17th April 2026

Paypal help when it's needed

5
ESy to use and pay in 3 is amazing no interest Reviewed on: 17th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 51357 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3717 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products