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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181127 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181127)

Great company, easy to pay online

Great company, easy to pay online Reviewed on: 2nd July 2026

Overall really happy experience.

Useful, great in a crisis. Love the 0% interest. Reviewed on: 2nd July 2026

Brillian but

I use it for online buying. It’s super quick and updates balances immediately. I do find the slow update on the payments showing annoying, sometimes not showing for two days Reviewed on: 2nd July 2026

Helpful and reliable, PayPal is so easy to use and v...

Helpful and reliable, PayPal is so easy to use and very reliable I’m always using it to pay for things onlines Reviewed on: 2nd July 2026

It's easy to use the customer service the ab is ea...

It's easy to use the customer service the ab is easy to do . I have been with PayPal for a long time and im very happy with them Reviewed on: 2nd July 2026

Used PayPal for years and highly recommend them

Used PayPal for years and highly recommend them Reviewed on: 2nd July 2026

Useful when the option to pay with PayPal is availab...

Useful when the option to pay with PayPal is available but that’s not always the case. Reviewed on: 2nd July 2026

PayPal credit is really easy to use.

PayPal credit is really easy to use. I have an annual expense in January that I used to have to save for in the last few (expensive) months of the year. I now use PayPal Credit and spread the cost interest free. I love how easy it is to see everything in the app and be able to make payments as well. Interest free period is a definite bonus. Reviewed on: 2nd July 2026

Easy to set up and quick!

Easy to set up and quick. Found this preferable to credit cards as quick to check balance Reviewed on: 2nd July 2026

Overall, pretty good!

I find it’s slow to take payments, but otherwise easy to use. I like that it gives me a card for my apple wallet so I can use in places that don’t let me use PayPal. Reviewed on: 2nd July 2026

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