Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,382 reviews, last reviewed 16th May 2026
2653300% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient method of payment It's a convenient method of payment that's easy to access and manage. Also, it provides peace of mind knowing you are guaranteed recourse if something... Read more Reviewed on: 16th May 2026
Wii Ki's avatar
Wii Ki

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (108382)

Great Cx Service

5
Cx. Service were brilliant In helping me with my account and then processing my transaction. Quick and friendly without much hassle. Reviewed on: 17th April 2026
Muhammed A's avatar
Muhammed A

Love Paypal is so easy

5
Navigation to and around paypal is so easy, I feel that their security is secure and fills me with confidence in paying for items by PayPal. I often use pay in 3 to get the nice things I want using an interest free payment plan. Reviewed on: 17th April 2026
Rosina Y's avatar
Rosina Y

Secure and safe

5
So easy to use I like knowing my purchases are safely paid and delivered Reviewed on: 17th April 2026
Marilyn A's avatar
Marilyn A

My experience with PayPal is very good

5
My experience with PayPal is very good Reviewed on: 17th April 2026
Harrison O's avatar
Harrison O

PayPal redit was easy to apply for and super easy to...

5
PayPal redit was easy to apply for and super easy to use. The app is simple and gives me all of the information I need to monitor spend and payments. Reviewed on: 17th April 2026
Ian Tubbs's avatar
Ian Tubbs

Excellent convenient and easy to use.

5
Excellent convenient and easy to use. Reviewed on: 17th April 2026
Will D's avatar
Will D

Always easy to do whatever I need & simple ways to p...

5
Always easy to do whatever I need & simple ways to pay for high value stuff! Reviewed on: 17th April 2026
Andrea W's avatar
Andrea W

Great!!!!!!!!

5
Great! Love PayPal, would highly recommend. Great job all round. What more can I say!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 17th April 2026
Andrew P's avatar
Andrew P

Never had a bad experience and been a user for over...

5
Never had a bad experience and been a user for over 15 years Reviewed on: 17th April 2026
Shaun M's avatar
Shaun M

Would definitely recommend

5
Easy to navigate, helpful customer service, regular updates and notifications, easy to move money around, no issues accessing the account Reviewed on: 17th April 2026
Jade's avatar
Jade

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill