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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181127 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Easy and secure

I find it's so easy to do everything on the PayPal app. It is secure. Reviewed on: 2nd July 2026

Been using it for years no issues

Been using it for years no issues Reviewed on: 2nd July 2026

Easy to use at checkout.

Easy to use at checkout. It can be slow to update the balance. Reviewed on: 2nd July 2026

Easy to use too

Easy to use quick refunds and protection too if a sale goes wrong Reviewed on: 2nd July 2026

The payment options are very versatile

The payment options are very versatile and are always there when I need them. I have never needed to contact their customer service before so my experience is limited to using their credit services only. Reviewed on: 2nd July 2026

I have used PayPal to make payments for years .

I have used PayPal to make payments for years . Only recently using it as a means of credit love having the security of it Reviewed on: 2nd July 2026

Pretty good

Pretty good in my experience, except my limit was cut by a fifth for some reason. Reviewed on: 2nd July 2026

Excellent form of payment, no drama.

Excellent form of payment, no drama. Just pay when its due, as safe way to pay. Reviewed on: 2nd July 2026

PayPal pay in three is the best way to buy big items...

PayPal pay in three is the best way to buy big items so easy to use , and I like the way my money is covered the way you get help at time you need it , Reviewed on: 2nd July 2026

PayPal refund

PayPal refunded me for a list parcel that Royal Mail would not cover so I feel that by using PayPal I am adding a layer of insurance Reviewed on: 2nd July 2026

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