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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

Never had an issue

Never had an issue using PayPal. Reviewed on: 2nd July 2026

It’s always handy for when you need it to pay for bi...

It’s always handy for when you need it to pay for big purchases and and pay off later with payments every month Reviewed on: 2nd July 2026

Easy & credit handy for near payday

Easy & credit handy for near payday Reviewed on: 2nd July 2026

PayPal makes life easy

Easy to use and a convenient purchase method when buying larger items Reviewed on: 2nd July 2026

Great service

It is widely accepted and easy to use inc the app Reviewed on: 2nd July 2026

5 star recommendation

Always use PayPal credit to check out if it’s an option and feel secure in doing so Reviewed on: 2nd July 2026

PayPal makes sense

PayPal is easy to use, all functions are tailored to what I need and I can find what I want easily and quickly. Reviewed on: 2nd July 2026

Flexible, gives you plenty of time to pay back and t...

Flexible, gives you plenty of time to pay back and tells you what’s going on Reviewed on: 2nd July 2026

Easy to use.

Easy to use. Reliable. Helpful when things go wrong. Dependable. Reviewed on: 2nd July 2026

Quick and easy to use.

Quick and easy to use. Convenient and easily accessible. Reviewed on: 2nd July 2026

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