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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,291 reviews, last reviewed 16th May 2026
2649300% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fast and Easy to use. Fast and Easy to use. Always reminds me when my bill is due in ample time. Good protection Reviewed on: 16th May 2026
Tiggs's avatar
Tiggs

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108291)

PayPal customer service is a top notch.

5
PayPal customer service is a top notch. They are always helpful and exceed customer expectations. Their app is easy to use. They help to get back money from dubious sales people. Reviewed on: 17th April 2026
Yetunde Assissi's avatar
Yetunde Assissi

PayPal credit has given me the opportunity to build...

5
PayPal credit has given me the opportunity to build up my credit score, plus it helped me when in need Reviewed on: 17th April 2026
Gareth Hudson's avatar
Gareth Hudson

Everything has worked well.

5
Everything has worked well. Its good you can pay in 4 months with no interest. Customer service has always been good, and very helpful. Reviewed on: 17th April 2026
Cathy's avatar
Cathy

Excellent safety assurance for credit

5
I was a victim of a fraud charging £210 from my PayPal credit card . Lodging a dispute was quick and easy via the paypal app and the investigation was carried out immediately and the disputed amount credited with in a matter of few days. Paypal credit also provide interest free payment in three instalments. Quite useful . Reviewed on: 17th April 2026
Isuru R's avatar
Isuru R

Everything about paypal great and secure

5
Everything about paypal great and secure Reviewed on: 17th April 2026
Wasim i's avatar
Wasim i

it just works

5
there is not much I can say it just works Reviewed on: 17th April 2026
Carlos F's avatar
Carlos F

A handy little tool.

5
Great flexibility and a good credit off that is always there when you need it. The new virtual card means you can use this benefit when you out and about as well Reviewed on: 17th April 2026
Kevin B's avatar
Kevin B

Safe and Usefull

5
I have been with PayPal for a long time and have only had a positive experience where i only really trust paying using PayPal. When I got scammed, the situation was dealt with swiftly and thoroughly, the staff was very understanding. Whether it comes to business or personal paypal is very easy to navigate through, secure, informative, full of tips and from my experience it stands strong with transparency. Reviewed on: 17th April 2026
Jaro's avatar
Jaro

It’s been great for me and my family very convenient.

5
It’s been great for me and my family very convenient. Reviewed on: 17th April 2026
Philippa G's avatar
Philippa G

Its Great

5
Great financial service.Using PayPal debit card is very convenient. Reviewed on: 17th April 2026
Z U S 's avatar
Z U S

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