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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

What is there not to love.

What is there not to love. It is easy and safe. Reviewed on: 2nd July 2026

PayPal is so straightforward to use.

PayPal is so straightforward to use. No hidden costs and gives you peace of mind when using PayPal to pay for something. Reviewed on: 2nd July 2026

Paypal is exvellent, safe and looks after my interes...

Paypal is exvellent, safe and looks after my interests securely Reviewed on: 2nd July 2026

Great customer service and peace of mind

Great customer service, easy to use and peace of mind when making large purchases or if something isn’t right with an order Reviewed on: 2nd July 2026

Always works.

Always works. Any problems always dealt with asap. Great service Reviewed on: 2nd July 2026

PayPal credit is so easy to use.

Using PayPal credit has made it so much easier when needing items. The monthly payments are manageable too. Reviewed on: 2nd July 2026

Pay pal best around

Great when I use pay pal I use it every month and very manageable Great when I use pay pal I use it every month manageable from pay in 3 to paypal credit I use it to be safe when shopping online too easy to get a hold of I need anything Reviewed on: 2nd July 2026

Low interest rate.

Very convenient and it offers very Low interest rate. Reviewed on: 2nd July 2026

Excellent Customer Service

A few time I have needed to use thePayPal complaints resolution process and it’s always been responsive, fair and reliable. Reviewed on: 2nd July 2026

Hassle free for as long as I opened account, looks...

Hassle free for as long as I opened account, looks like paypal has got working class people, at the forefront, the deals are the best I have encountered, none the less with other providers, I'm not going anywhere, everything served up on a plate, and more. Reviewed on: 2nd July 2026

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