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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181128)

excellent credit option.

I have never experience a single problem with PayPal credit. It’s a very good service that works pretty much flawlessly. my only gripe is that I wish more places accepted PayPal credit as a form of payment, Reviewed on: 2nd July 2026

Quick and easy but

Quick and easy but would be better if one had more of a breakdown of when to pay etx Reviewed on: 2nd July 2026

PayPal are a high quality payment solutions provider...

PayPal are a high quality payment solutions provider that is accepted globally on ecommerce platforms and also PayPal have physical credit cards to use in real life shopping. I have been using PayPal for over 15 years and have never had any issues. Reviewed on: 2nd July 2026

Really easy to use it’s fast and easy to overpay whe...

Really easy to use it’s fast and easy to overpay when you have extra cash Reviewed on: 2nd July 2026

Good easy to use ali

Good easy to use I recommend recommended for everyone Reviewed on: 2nd July 2026

Excellent way to pay for goods or item's over an ext...

Excellent way to pay for goods or item's over an extended period, Paypal card also a useful tool, excellent app, good customer communication, managble credit limit. Reviewed on: 2nd July 2026

Always great and app easy to use.

Always great and app easy to use. Problems sorted quickly Reviewed on: 2nd July 2026

Good Experience

Wanted to make a separate payment to my paypal credit. which worked OK. Ordered from a new website and that was seamless. Reviewed on: 2nd July 2026

i have used paypal for many years and enjoy the ease...

i have used paypal for many years and enjoy the ease andbflexibility Reviewed on: 2nd July 2026

Very efficient service and reliable

Very efficient service and reliable Reviewed on: 2nd July 2026

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