Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,197 reviews, last reviewed 16th May 2026
2645100% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple layout and self explanatory Easy to use no complications. Lower rate and accepted by many shops Reviewed on: 16th May 2026
Alex M's avatar
Alex M

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (108197)

Great company

5
Allows me to shop online safely I’ve received great customer service support would highly recommend PayPal Reviewed on: 17th April 2026
sandra C's avatar
sandra C

You can pay now, later or split easy !

5
You can pay now, later or split easy ! Reviewed on: 17th April 2026
Alessandro 's avatar
Alessandro

Always great service ,payments always on time

5
Always great service ,payments always on time Reviewed on: 17th April 2026
Kev Jones's avatar
Kev Jones

Excellent service..

5
It is easy to set up and use and gives good protection Reviewed on: 17th April 2026
Suzanne M's avatar
Suzanne M

The clever way to pay. I love it....

5
There is this neat new way to pay with lots of little extras, gain points with purchases!! and we know that points make prizes yeah. Transactions show up quickly and you have several payment options helping you stay in control at all times. Should you see something unusual on your account DONT panic give us a call we are here to help. Have you guessed yet…… You got it the all new PayPal Credit Card and I will be recommending it too my friends and family. I hope you give it a go. Reviewed on: 17th April 2026
Jan N's avatar
Jan N

Smooth experience

5
I’ve had a really positive experience using PayPal for both receiving payments and sending money to friends. The platform is easy to use, and transactions are usually quick and hassle-free. I especially like how simple it is to split costs or send money instantly when needed. Security also feels solid, which gives peace of mind when handling payments online. Overall, it’s been a reliable and convenient option for managing personal transactions. Would definitely recommend it for everyday use! Reviewed on: 17th April 2026
Abidemi O's avatar
Abidemi O

PayPal Credit is great, convenient and very helpful.

5
PayPal Credit is great, convenient and very helpful. Reviewed on: 17th April 2026
Patrick 's avatar
Patrick

Paypal credit has advantages of speed and simplicity...

5
Paypal credit has advantages of speed and simplicity of use. I like the option of a virtual, and a real card. The whole process has been simple and straightforward. Reviewed on: 17th April 2026
Keith R's avatar
Keith R

I always use Paypal for purchases as they are effici...

5
I always use Paypal for purchases as they are efficient and provide peace of mind if anything in dispute. Reviewed on: 17th April 2026
Gemma W's avatar
Gemma W

They are so helpfull and sort out any disputes promptly

5
They are so helpfull and sort out any disputes promptly Reviewed on: 17th April 2026
CORRINA M's avatar
CORRINA M

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill