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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108142 reviews)

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4.90

Based on 108,142 reviews, last reviewed 16th May 2026

2642550% increase in 5 star reviews

in the past 90 days

7700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

had a very positive experience with PayPal Credit. had a very positive experience with PayPal Credit. During COVID, I lost my job and was struggling financially. PayPal Credit supported me by not charg... Read more Reviewed on: 16th May 2026

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108142)

Great service and easy access to payments and money

Great service and easy access to payments and money Reviewed on: 17th April 2026

It’s good when you need to make a larger purchase an...

It’s good when you need to make a larger purchase and want to pay it off later Reviewed on: 17th April 2026

Always helpful when I have a problem.

Always helpful when I have a problem. Super easy to use. Always handy when I need to buy unexpected items and haven’t got the money. I can always relying on PayPal to get me out of a pickle. Reviewed on: 17th April 2026

Safe and easy do all your shopping and not reveal an...

Safe and easy do all your shopping and not reveal any bank details Reviewed on: 17th April 2026

Reliable, Secure and Simple

Reliable, Secure and Simple. Everytime I need to use the Paypal Credit service, I am amazed at how simple it is to use right from ease of access to knowing the T&Cs and not to mention the Pay Later options which makes the experience even special. Reviewed on: 17th April 2026

Late payment processing or bill payment

Late payment processing or bill payment Reviewed on: 17th April 2026

It's been easy to use and to get a card.

It's been easy to use and to get a card. The interest rate is a little high but otherwise I don't have any complaints. Honestly not sure what else to put, it's a credit card and I've found it useful which is most of what you need. Reviewed on: 17th April 2026

Peace of mind to purchase safely

I’ve used PAYPAL for over a decade and find it straightforward and reliable and my go to for online purchases Reviewed on: 17th April 2026

No problems

I have never had a problem when I've contacted PayPal, any issues have been resolved quickly. Reviewed on: 17th April 2026

Excellent company the PayPal credit really helps whe...

Excellent company the PayPal credit really helps when needed Reviewed on: 17th April 2026

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