Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181128 reviews)

View other PayPal products

4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181128)

Effective communication and ready to support.

Effective communication and ready to support. Reviewed on: 2nd July 2026

Wow nice

There are always helpful I can always get help on the things that goes wrong Reviewed on: 2nd July 2026

I enjoy using PayPal i can buy things with it at goo...

I enjoy using PayPal i can buy things with it at good value for money and pay back options Reviewed on: 2nd July 2026

5 star credit provider

PayPal is such a reliable company, I’ve always had a pleasant interaction and I couldn’t recommend enough. Reviewed on: 2nd July 2026

Love the 4 month interest free plan!

Love the 4 month interest free plan! Reviewed on: 2nd July 2026

Since I've been using PP, I've had much more control...

Since I've been using PP, I've had much more control over spending Reviewed on: 2nd July 2026

Great service

Any time I use PayPal I have a great experience. If I have a problem they help me sort it. Reviewed on: 2nd July 2026

Used PayPal for a long time with no issues

Used PayPal for a long time with no issues Reviewed on: 2nd July 2026

Better than before

I've had PayPal credit before, but the app seems to have been improved - I was able to set up my DD & repayments that worked for me. Reviewed on: 2nd July 2026

Very helpful and happy and I would recommend it to a...

Very helpful and happy and I would recommend it to anyone Reviewed on: 2nd July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101285 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub