Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181127 reviews)

View other PayPal products

4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181127)

Love it very handy.

Love it very handy.................. Reviewed on: 2nd July 2026

Really good for those bigger purchases that you want...

Really good for those bigger purchases that you want to spread the cost Reviewed on: 2nd July 2026

Easy and safe to use for purchasing

Easy and safe to use for purchasing Reviewed on: 2nd July 2026

PayPal services review

PayPal services are just so easy to use. The convenience is unrivalled in my experience and to add to that, the website has everything you need and is simple to navigate. It's my option of choice whenever I see it is avaliable. Reviewed on: 2nd July 2026

PayPal is great and easy to use.

PayPal is great and easy to use. The credit option is a great way to manage payments. Reviewed on: 2nd July 2026

Easy to use.

Easy to use. I like the reminders for minimum payment and the fact the statements are online Reviewed on: 2nd July 2026

All quick and easy to use , and if any issues always...

All quick and easy to use , and if any issues always there to help Reviewed on: 2nd July 2026

I love PayPal credit

I love PayPal credit it gives you a chance to buy and pay back without a perceiving added and with ease. Reviewed on: 2nd July 2026

PayPal is always straightforward to use it's easy to...

PayPal is always straightforward to use it's easy to navigate balance and make payments Reviewed on: 2nd July 2026

The best!

PayPal has been so far the best to provide security and better payment options. Reviewed on: 2nd July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 3.18 from 28 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101284 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub