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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181127 reviews)

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4.73

Based on 181,128 reviews, last reviewed 19th Aug 2026

11% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Good service Great but difficult to talk to a real person Reviewed on: 19th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181127)

Nothing to complain all services are great

Nothing to complain all services are great Reviewed on: 2nd July 2026

Amazing experience as always would definitely recomm...

Amazing experience as always would definitely recommend Reviewed on: 2nd July 2026

A great way to purchase those larger items

Have used PayPal credit now for a few years and use the pay in 3 months frequently as it's an easy way to spread the cost of purchases without paying interest. I have also had to speak to customer service and have always managed to speak to a person which is brilliant Reviewed on: 2nd July 2026

Good offers and fair interest

Personally I find PayPal fair with good partner offers and reasonable interest rate. I got introduced to PayPal credit through a jewellery item I got on 2 year no interest plan. Reviewed on: 2nd July 2026

You can trust paypal, its secure.

You can trust paypal, its secure. Pay in 3 or over 4 months with no interest is great Reviewed on: 2nd July 2026

Very easy to use

Very fast, very efficient, and works well and very easy to use Reviewed on: 2nd July 2026

Safe and quick pay method.

Safe and quick pay method. Almost everywhere it's accepted. Reviewed on: 2nd July 2026

Please get rid of the AI menu system.

Cannot complain about customer service, but your AI menu system is awful, it made me select wrong options and open a case I didn't want to open. Reviewed on: 2nd July 2026

Use PayPal credit all the time, so easy to use

Use PayPal credit all the time, so easy to use. Reviewed on: 2nd July 2026

Easy to use and feast when need extra money in your...

Easy to use and feast when need extra money in your pocket Reviewed on: 2nd July 2026

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