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PayPal: PayPal Credit reviews

4.90
Based on 108,614 reviews, last reviewed 16th May 2026
2664100% increase in 5 star reviews
in the past 90 days
7700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Satisfied Satisfied with the service and user friendly App Reviewed on: 16th May 2026
Zoe L's avatar
Zoe L

Latest lowest rating:

1

Terrible app interaction Terrible app interaction not for me Reviewed on: 16th May 2026
Jamie P's avatar
Jamie P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108614)

Fast and reliable

5
Fast and reliable and will recommend to all Reviewed on: 17th April 2026

Experience where you don't need to ask questions, it...

5
Experience where you don't need to ask questions, it fits You, that is amazing. Reviewed on: 17th April 2026

Affordability

5
I use PayPal for a lot of transactions and the 0% helps make things more affordable and also the pay in 3 makes also is great. Reviewed on: 17th April 2026

Fingers tips.

5
I can manage my credit account and my debit card so easily. All through the app. Also it is very secure. Reviewed on: 17th April 2026

Easy world know card.

5
Easy world know card. Safe to use abroad Reviewed on: 17th April 2026

Very good, the customer service was vey helpful with...

5
Very good, the customer service was vey helpful with me and he sort my issue Reviewed on: 17th April 2026

Very easy to use, safe and secure way to...

5
Very easy to use, safe and secure way to pay Reviewed on: 17th April 2026

safe online shopping and purchases

5
safe online shopping and purchases Reviewed on: 17th April 2026

At best, i would say great.

5
At best, i would say great. Due to the fact that PayPal offers a system that is greatly helpful financially. I believe not just for me saying! But for the many (worldwide) Reviewed on: 17th April 2026

Great borrowing option, and very instant support

5
Great borrowing option, and very instant support Reviewed on: 17th April 2026

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