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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

It's great to have an account with great peoples.

It's great to have an account with great peoples. Reviewed on: 1st July 2026

PayPal - A good all-round experience

A good all-round experience offering good value services on an accessible user-friendly platform. Reviewed on: 1st July 2026

It is very helpful as the interest rate is really...

It is very helpful as the interest rate is really cheap Reviewed on: 1st July 2026

Great customer service

Having only had to contact PayPal customer service once previously I’ve found them efficient, polite and timely. Reviewed on: 1st July 2026

Paying in instalments made simple

When I purchased my iPad I was sceptical about PayPal’s credit facility but have since found it so simple to use. Reviewed on: 1st July 2026

pay pal more than just a credit company

Very easy to use and convenient 0% payments and very low cost loans Reviewed on: 1st July 2026

Great service

Protect my money easy pay and easy refund money Reviewed on: 1st July 2026

PayPal, safe secure and efficient.

PayPal is excellent for safe and efficient payments. If anything goes wrong they are excellent at helping to put things right Reviewed on: 1st July 2026

Amazing !

Amazing !! So easy to use and highly recommended Reviewed on: 1st July 2026

I always use PayPal to pay my goods and option of pa...

I always use PayPal to pay my goods and option of pay in 3 was amazing Reviewed on: 1st July 2026

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