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PayPal: PayPal Credit reviews

4.73
Based on 181,126 reviews, last reviewed 18th Aug 2026
13% increase in 5 star reviews
in the past 90 days
28% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026
Amir H's avatar
Amir H

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181126)

Is good to be able to buy stuff on a buy now pay in...

5
Is good to be able to buy stuff on a buy now pay in 3 months interest free basis Reviewed on: 1st July 2026

I’ve used PayPal for years!

5
I’ve used PayPal for years and have always had my back! Couldn’t be happier with them! Reviewed on: 1st July 2026

Easy to Use,

5
I have found PayPal Credit to be easy to use, and trustworthy - there are no hidden charges, and it has been for me a safe way to borrow money. Reviewed on: 1st July 2026

Excellent

5
I have always had a very positive experience with PayPal and with most retailers now accepting it I never have problems and it's very easy to use. Reviewed on: 1st July 2026

PayPal is very good makes payment and purchased much...

4
PayPal is very good makes payment and purchased much more simply, highly efficient and recommended. Reviewed on: 1st July 2026

Easy to use and very flexible, great options to spre...

5
Easy to use and very flexible, great options to spread the cost and good use of PayPal credit Reviewed on: 1st July 2026

Top Notch

5
I feel very safe and secure when using PayPal. Quick and easy to use. You receive just the right amount of emails for what is required. Reviewed on: 1st July 2026

Really good app for use and easy

5
Really good app for use and easy Reviewed on: 1st July 2026

Good happy

5
Since I am using PayPal i am Happy Reviewed on: 1st July 2026

I really enjoy using paypal.

5
I really enjoy using paypal. 4 month free interest is just amazing Reviewed on: 1st July 2026

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