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PayPal: PayPal Credit reviews

4.90
Based on 108,712 reviews, last reviewed 16th May 2026
2668750% increase in 5 star reviews
in the past 90 days
7750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Happy customer So simple to use and convenient can use it locally internationally or to order online Reviewed on: 16th May 2026
Angela G's avatar
Angela G

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026
Hamza B's avatar
Hamza B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108712)

Ive never had any issues with paypal and have always...

5
Ive never had any issues with paypal and have always been able to keep track of anything with them. Reviewed on: 18th April 2026

Safer way to pay online.

5
Safer way to pay online. Nice and easy payments online. Reviewed on: 18th April 2026

You don't need to beg because you have PayPal

5
This service helped me a lot when I didn't had the money after paying all bills till I get my next salary. So it helped me not to take loan from any person and instead of that I could beat all the expenses and after getting the salary I paid on time. So I believe it's a savior for me. Reviewed on: 18th April 2026

Had an amazing experience so far

5
Had an amazing experience so far Reviewed on: 18th April 2026

Growing on me

4
I can honestly say PayPal services are just it. Cos the app is user friendly and makes everything better Reviewed on: 18th April 2026

Easy to use servixe, can purchase goods quickly and...

5
Easy to use servixe, can purchase goods quickly and securely Reviewed on: 18th April 2026

Paypal Credit well recommended

5
Paypal is quick easy and convenient. Very reliable when using. The interest free is an excellent incentive and is an extra benefit when using. The minimum payment requirement is easy to use and you are able to set up a direct debit also. Reviewed on: 18th April 2026

Good experience , always satisfied

5
Good experience , always satisfied Reviewed on: 18th April 2026

Dangerous... in a good way

4
Paypal credit is almost too easy to use-that's the best and worst part. It's quick, smooth, and makes spreading costs feel effortless, which I genuinely rely on. The only catch is how easy it is to forget you're spending real money. Still, it does exactly what it promises and does it well.. Reviewed on: 18th April 2026

Best I've had

5
Since I discovered PayPal credit, it has become my credit card. I do my every shopping with it, online shopping made easy, it can not be any simpler using PayPal Reviewed on: 18th April 2026

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