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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108734 reviews)

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4.90

Based on 108,734 reviews, last reviewed 16th May 2026

2669700% increase in 5 star reviews

in the past 90 days

7750% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My go too :) love that I can use it when I need too! My go too :) love that I can use it when I need too! Reviewed on: 16th May 2026

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108734)

It great I been using PayPal credit for the last 3 y...

It great I been using PayPal credit for the last 3 years Reviewed on: 18th April 2026

Extremely flexible terms on offer and generally very...

Extremely flexible terms on offer and generally very good customer service available Reviewed on: 18th April 2026

Good service, I use for big purchases

Good service, I use for big purchases Reviewed on: 18th April 2026

Using PayPal to buy goods online is the safest way t...

Using PayPal to buy goods online is the safest way to ensure that the transaction goes smoothly and is fast and reliable Reviewed on: 18th April 2026

I have dealt with PayPal for a good few years now an...

I have dealt with PayPal for a good few years now and always have smooth transactions. It is really handy round about events like Xmas etc Reviewed on: 18th April 2026

Credit and interest rates

They enough time to repay back the loans and have minimal interest rates Reviewed on: 18th April 2026

Use it for everything for safety reasons.

Use it for everything for safety reasons.only line shopping and ebay Reviewed on: 18th April 2026

Very helpful call service.

Very helpful call service. Safe and efficient way to manage payments. Reviewed on: 18th April 2026

Very easy

Very easy to apply for PayPal credit. Quick decision too Reviewed on: 18th April 2026

One of its strongest points is buyer protection.

One of its strongest points is buyer protection. If something goes wrong with a purchase—like an item not arriving—you can open a dispute and potentially get refunded. That said, the process can sometimes feel slow or rigid, and outcomes aren’t always in the user’s favor. Reviewed on: 18th April 2026

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