Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

View other PayPal products

4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181126)

Great to use and quick to use

Great to use and quick to use. Super easy and efficient when checking out goods. Reviewed on: 1st July 2026

It has really helped me out at times

It has really helped me out at times Reviewed on: 1st July 2026

Verry good experience.

Verry good experience.. peace of mind for 4 months.. i wish they increase interest free months Reviewed on: 1st July 2026

Had no issues.No issues

Had no issues. Great service,. Everything in one service. Reviewed on: 1st July 2026

So convenient and safe to use.

So convenient and safe to use. Really like the different methods of spreading payments. Easy to use app. Reviewed on: 1st July 2026

PayPal experience

I've been using PayPal for over ten years now, and it’s still my go-to for online shopping. What I love most is that I don’t have to pull out my physical credit card or type in my banking info every time I visit a new website. It cuts down on checkout time significantly. Reviewed on: 1st July 2026

Generally a good experience.

Generally a good experience. Positives are it's easy to use, trust worthy. Negatives is the interest rates. Reviewed on: 1st July 2026

PayPal credit really helped me when I was struggling...

PayPal credit really helped me when I was struggling financially. I paid it off in time and paid no interest, great service! Reviewed on: 1st July 2026

Life made easier with transactions

Life made easier with transactions Reviewed on: 1st July 2026

Getting PayPal credit was very a easy process, the p...

Getting PayPal credit was very a easy process, the plus side was I saved money on the purchase. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101282 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub