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PayPal: PayPal Credit reviews

4.90
Based on 108,759 reviews, last reviewed 17th May 2026
2670850% increase in 5 star reviews
in the past 90 days
7750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for over 10years, utilising m... I've been using PayPal for over 10years, utilising most of their features more recently paypal debit card. I use this as my preferred card now due to ... Read more Reviewed on: 17th May 2026
Jaffa's avatar
Jaffa

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026
Hamza B's avatar
Hamza B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108759)

Good credit facility and can receive dollars

4
Good credit facility and can receive dollars Reviewed on: 18th April 2026

Great service and excellent customer service

5
Great service and excellent customer service Reviewed on: 18th April 2026

Love it, service very good, costumer service always...

5
Love it, service very good, costumer service always helpful, 3 payment very helpful Reviewed on: 18th April 2026

Learning made exciting working with my money.

5
I had a problem with my account & my husband helped me go step by step. It was clear & we solved a problem in the middle of the night without having to contact anyone.. Through this’s process, I have discovered better was of controlling my spending. I’m excited to learn more & it all here in the PayPal app. Reviewed on: 18th April 2026

I struggle mainly with Christmas.

5
I struggle mainly with Christmas. I use PayPal when I’m having financial difficulties, and we can opt for the buy now pay later option. I would be lost with out it! Reviewed on: 18th April 2026

Great service.

5
Great service. Very secure payments Reviewed on: 18th April 2026

Easy application, good limits and offers.

5
Easy application, good limits and offers. Also customer service have been great any time I’ve needed to get in touch. Reviewed on: 18th April 2026

Great customer service all around

5
Great customer service all around Reviewed on: 18th April 2026

Easy peasy to use, never an issue

5
Easy peasy to use, never an issue Reviewed on: 18th April 2026

Pave way for PayPal credit

5
I have no problem with my PayPal credit am enjoying using my card online and instore Reviewed on: 18th April 2026

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