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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

Easy to use, well organised.

Easy to use, well organised. Easy to send money abroad and for purchases Reviewed on: 1st July 2026

It’s an easy way to spread cost over time and easy t...

It’s an easy way to spread cost over time and easy to make payments. Would definitely recommend Reviewed on: 1st July 2026

no pressure to spend money.

no pressure to spend money. constant update of account easy viewing of whats been spent and whats owing Reviewed on: 1st July 2026

Paypal credit is so easy to use.

Paypal credit is very fast and so convenient to use. They set a reasonable credit amount which you can build up with use. I find my credit limit to be the best for me. Reviewed on: 1st July 2026

Fast and convenient

Very useful for convenience and quick payment Reviewed on: 1st July 2026

Great service

PayPal is really good, easy to use and very safe , can't recommend it enough Reviewed on: 1st July 2026

I use all the services provided by PayPal, everythin...

I use all the services provided by PayPal, everything really works great. Reviewed on: 1st July 2026

Good value for money it is an opportunity to save m...

Good value for money it is an opportunity to save money with easy transactions Reviewed on: 1st July 2026

I use to divide payment to three amount interest free.

I use to divide payment to three amount interest free. I'm house bound disabled. So really helps my budgeting. I also like speed of communication via email n shows yr transition status. It helps manage my finances. Reviewed on: 1st July 2026

Ease of use very helpful when things are tight

Ease of use very helpful when things are tight Reviewed on: 1st July 2026

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