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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,773 reviews, last reviewed 17th May 2026
2671500% increase in 5 star reviews
in the past 90 days
7750% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and clear bill structure Easy to use and clear bill structure Reviewed on: 17th May 2026
John ML's avatar
John ML

Latest lowest rating:

1

Ok was good but payments to debit card was bit annoy... Ok was good but payments to debit card was bit annoying Reviewed on: 16th May 2026
Hamza B's avatar
Hamza B
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108773)

Very good o forgot payment and I recieved a call th...

5
Very good o forgot payment and I recieved a call that i am about to miss my payment which will affect my credit history so I made the payment on spot and avoided any extra charge and adverse affect on my credit history. Reviewed on: 18th April 2026
A r's avatar
A r

Excellent service overall and I am happy about all t...

5
Excellent service overall and I am happy about all the services. Reviewed on: 18th April 2026
Sultan Mahmud's avatar
Sultan Mahmud

PayPal is easy to use and good at paying people in d...

5
PayPal is easy to use and good at paying people in different currencies and does it all for you Reviewed on: 18th April 2026
Harrison Shortland's avatar
Harrison Shortland

Never had a problem use weekly!

5
Never had a problem use weekly, easily the best thing i signed upto years ago. Reviewed on: 18th April 2026
Ian W's avatar
Ian W

Good credit facility and can receive dollars

4
Good credit facility and can receive dollars Reviewed on: 18th April 2026
Kevin L's avatar
Kevin L

Great service and excellent customer service

5
Great service and excellent customer service Reviewed on: 18th April 2026
Jesus P's avatar
Jesus P

Love it, service very good, costumer service always...

5
Love it, service very good, costumer service always helpful, 3 payment very helpful Reviewed on: 18th April 2026
Elena D's avatar
Elena D

Learning made exciting working with my money.

5
I had a problem with my account & my husband helped me go step by step. It was clear & we solved a problem in the middle of the night without having to contact anyone.. Through this’s process, I have discovered better was of controlling my spending. I’m excited to learn more & it all here in the PayPal app. Reviewed on: 18th April 2026
KKParsons's avatar
KKParsons

I struggle mainly with Christmas.

5
I struggle mainly with Christmas. I use PayPal when I’m having financial difficulties, and we can opt for the buy now pay later option. I would be lost with out it! Reviewed on: 18th April 2026
Hayley T's avatar
Hayley T

Great service.

5
Great service. Very secure payments Reviewed on: 18th April 2026
Kiim's avatar
Kiim

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