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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

They always come handy when I needed them the most...

They always come handy when I needed them the most Reviewed on: 1st July 2026

Paypal is my best friend!

Paypal is always there when i need to do a quick purchase and also borrow some money that i can pay back later! Paypal is my best friend with money, Reviewed on: 1st July 2026

Nice easy to go you can operate many more services t...

Nice easy to go you can operate many more services that are really impressive Reviewed on: 1st July 2026

Never had a problem dealing with PayPal I use them f...

Never had a problem dealing with PayPal I use them for all my purchases trust them completely Reviewed on: 1st July 2026

I like the reminder of payments coming out but would...

I like the reminder of payments coming out but would like a reminder for the credit card as well as the pay 3 Reviewed on: 1st July 2026

I love 4 months interest free credit

I love that I can use PayPal credit and get 4 months to pay it off, it’s a real life saver Reviewed on: 1st July 2026

Downside is trying to get money back for items as it...

Downside is trying to get money back for items as it takes so long and no updates Reviewed on: 1st July 2026

Very good

I like to use this credit for personal purposes. Reviewed on: 1st July 2026

The rewards for spending are unparalleled, I make it...

The rewards for spending are unparalleled, I make it my go to for spending, I do wish more places accept Paypal. Reviewed on: 1st July 2026

Very user friendly process in everything that takes...

Very user friendly process in everything that takes place. Reviewed on: 1st July 2026

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