Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

View other PayPal products

4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181126)

Best way to pay

Paypal is by far the easiest quickest and safest way to pay online, never had a single problem that has not been sorted out in hours which makes me feel my finances are well protected. Reviewed on: 1st July 2026

Excellent service

Excellent service no problems encountered with the app. Clear information and easy to use. Reviewed on: 1st July 2026

I couldn’t live day to day without PayPal,

I couldn’t live day to day without PayPal, Reviewed on: 1st July 2026

Convenient to pay online and very secure

Convenient to pay online and very secure Reviewed on: 1st July 2026

Great easy access online but PayPal credit card has...

Great easy access online but PayPal credit card has been tricky to use. All sorted now. Overall happy and great with having loyalty points Reviewed on: 1st July 2026

Happy customer, easy to use, no issues

Happy customer, easy to use, no issues Reviewed on: 1st July 2026

Great payment solution, effective and easy to use

Great payment solution, effective and easy to use Reviewed on: 1st July 2026

Generally a good service!

Generally a good service with everything listed in a clear simple format. A decent company to shop with, I’ve been with them for years , and will continue into the future ! Reviewed on: 1st July 2026

Easy to use and good customer service

Easy to use and good customer service Reviewed on: 1st July 2026

I love earning points!

I love earning points! They’re always there when I need them. Reviewed on: 1st July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3855 reviews
Loan
from Snap Finance 4.82 from 370 reviews
Retail finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101282 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub