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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108806 reviews)

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4.90

Based on 108,806 reviews, last reviewed 17th May 2026

2672850% increase in 5 star reviews

in the past 90 days

7800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

We are the PayPal I’ve had a very positive experience using PayPal and PayPal Credit. The platform is easy to use, secure, and makes online payments quick and straightf... Read more Reviewed on: 17th May 2026

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108806)

Learning made exciting working with my money.

I had a problem with my account & my husband helped me go step by step. It was clear & we solved a problem in the middle of the night without having to contact anyone.. Through this’s process, I have discovered better was of controlling my spending. I’m excited to learn more & it all here in the PayPal app. Reviewed on: 18th April 2026

I struggle mainly with Christmas.

I struggle mainly with Christmas. I use PayPal when I’m having financial difficulties, and we can opt for the buy now pay later option. I would be lost with out it! Reviewed on: 18th April 2026

Great service.

Great service. Very secure payments Reviewed on: 18th April 2026

Easy application, good limits and offers.

Easy application, good limits and offers. Also customer service have been great any time I’ve needed to get in touch. Reviewed on: 18th April 2026

Great customer service all around

Great customer service all around Reviewed on: 18th April 2026

Easy peasy to use, never an issue

Easy peasy to use, never an issue Reviewed on: 18th April 2026

Pave way for PayPal credit

I have no problem with my PayPal credit am enjoying using my card online and instore Reviewed on: 18th April 2026

Easy to pay online and transfer money

Easy to pay online and transfer money Reviewed on: 18th April 2026

Great, valuable, reliable and excellent

Great, valuable, reliable and excellent Reviewed on: 18th April 2026

There when you need them most.

I had a large unexpected bill a few weeks before Payday and as I get paid monthly I was short of groceries. If it wasn't for PayPal Credit my food cupboards would've been empty. Thank you PayPal Credit you saved my bacon. Reviewed on: 18th April 2026

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