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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

Never had any issues when using PayPal.

Never had any issues when using PayPal, would recommend Reviewed on: 1st July 2026

Quick and efficient, extremely easy to use.

Quick and efficient, extremely easy to use. Acceptable on all platforms Reviewed on: 1st July 2026

very helpful

really helpful and easy to manage. Reviewed on: 1st July 2026

Its easy navigating,

Its easy navigating, but I would like breakdown of what was in the account, what was refunded and what is the balance , like a proper syaetement Reviewed on: 1st July 2026

Easy to do, no stress.

Easy to do, no stress. Makes buying large expensive items that suddenly are needed, possible to do. Reviewed on: 1st July 2026

easy to use , i like paypal for all...

easy to use , i like paypal for all of my purhcase Reviewed on: 1st July 2026

Paypal is number 1

I love how easy it is to use and its available on most shops as an option to pay Reviewed on: 1st July 2026

Helpful and easy to use..

Paypal credit is easy to use and can be very helpful in the short term Reviewed on: 1st July 2026

excillent!

excillent! thank u so much easy to use Reviewed on: 1st July 2026

Paypal credit helps me with budgeting.

Paypal credit helps me with budgeting. Great that it doesn't affect credit score and is interest free. Reviewed on: 1st July 2026

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