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PayPal: PayPal Credit reviews

4.90
Based on 108,811 reviews, last reviewed 17th May 2026
2673050% increase in 5 star reviews
in the past 90 days
7800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I have no issues with PayPal, I just have a feeling... I have no issues with PayPal, I just have a feeling that my money isn't safe that's all Reviewed on: 17th May 2026
Regina J's avatar
Regina J

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026
RAH's avatar
RAH

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (108811)

Easy peasy to use, never an issue

5
Easy peasy to use, never an issue Reviewed on: 18th April 2026

Pave way for PayPal credit

5
I have no problem with my PayPal credit am enjoying using my card online and instore Reviewed on: 18th April 2026

Easy to pay online and transfer money

5
Easy to pay online and transfer money Reviewed on: 18th April 2026

Great, valuable, reliable and excellent

5
Great, valuable, reliable and excellent Reviewed on: 18th April 2026

There when you need them most.

5
I had a large unexpected bill a few weeks before Payday and as I get paid monthly I was short of groceries. If it wasn't for PayPal Credit my food cupboards would've been empty. Thank you PayPal Credit you saved my bacon. Reviewed on: 18th April 2026

Everything is fine. I'm appreciative it. PayPal

5
Everything is fine. I like PayPal. Reviewed on: 18th April 2026

PayPal Credit no hassle day to day

4
I really appreciate how seamlessly PayPal Credit integrates into the checkout process on most websites. It makes it very quick and easy to manage my financing without having to re-enter card details every time. Reviewed on: 18th April 2026

It great I been using PayPal credit for the last 3 y...

5
It great I been using PayPal credit for the last 3 years Reviewed on: 18th April 2026

Extremely flexible terms on offer and generally very...

5
Extremely flexible terms on offer and generally very good customer service available Reviewed on: 18th April 2026

Good service, I use for big purchases

5
Good service, I use for big purchases Reviewed on: 18th April 2026

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