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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,818 reviews, last reviewed 17th May 2026
2673400% increase in 5 star reviews
in the past 90 days
7800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love the tips he always give us. I love the tips he always give us. Reviewed on: 17th May 2026
M ALI's avatar
M ALI

Latest lowest rating:

1

Don't believe the payment protection they say is off... Don't believe the payment protection they say is offered. Use a real credit card and get real protection. Customer service is slow and useless. Reviewed on: 17th May 2026
RAH's avatar
RAH
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108818)

Great, valuable, reliable and excellent

5
Great, valuable, reliable and excellent Reviewed on: 18th April 2026
Wallace m's avatar
Wallace m

There when you need them most.

5
I had a large unexpected bill a few weeks before Payday and as I get paid monthly I was short of groceries. If it wasn't for PayPal Credit my food cupboards would've been empty. Thank you PayPal Credit you saved my bacon. Reviewed on: 18th April 2026
Wayne Smith's avatar
Wayne Smith

Everything is fine. I'm appreciative it. PayPal

5
Everything is fine. I like PayPal. Reviewed on: 18th April 2026
Cal Trask's avatar
Cal Trask

PayPal Credit no hassle day to day

4
I really appreciate how seamlessly PayPal Credit integrates into the checkout process on most websites. It makes it very quick and easy to manage my financing without having to re-enter card details every time. Reviewed on: 18th April 2026
Jaromir's avatar
Jaromir

It great I been using PayPal credit for the last 3 y...

5
It great I been using PayPal credit for the last 3 years Reviewed on: 18th April 2026
Waseem p's avatar
Waseem p

Extremely flexible terms on offer and generally very...

5
Extremely flexible terms on offer and generally very good customer service available Reviewed on: 18th April 2026
Milo L's avatar
Milo L

Good service, I use for big purchases

5
Good service, I use for big purchases Reviewed on: 18th April 2026
Anonymous's avatar
Anonymous

Using PayPal to buy goods online is the safest way t...

5
Using PayPal to buy goods online is the safest way to ensure that the transaction goes smoothly and is fast and reliable Reviewed on: 18th April 2026
Marie S's avatar
Marie S

I have dealt with PayPal for a good few years now an...

5
I have dealt with PayPal for a good few years now and always have smooth transactions. It is really handy round about events like Xmas etc Reviewed on: 18th April 2026
Mags Spiers's avatar
Mags Spiers

Credit and interest rates

5
They enough time to repay back the loans and have minimal interest rates Reviewed on: 18th April 2026
Baron OD's avatar
Baron OD

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