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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

PayPal has always been trusted

PayPal has always been trusted and everyone knows it’s safe, it’s been a life saver so many times Reviewed on: 1st July 2026

Easy to use aAnd available everywhere.

Easy to use aAnd available everywhere. Reviewed on: 1st July 2026

Easy to use and hassle free.

It's easy and user friendly, especially when it comes to getting financing for a product or service you want now and flexibility to pay later. All in all,its hassle free and customer support is excellent. Reviewed on: 1st July 2026

Fantastic service.

Fantastic service. It would be better if payments towards your credit cleared quicker Reviewed on: 1st July 2026

Whenever I contacted customer services they have alw...

Whenever I contacted customer services they have always been efficient and polite and professional Reviewed on: 1st July 2026

Great all around and easy to use secure app.

Great all around and easy to use secure app. I like using PayPal it is both easy and simple and keep on top off my payments with PayPal in one place. Help occasionally needed as with anything where purchases are made is always prompt and easy to access too! Reviewed on: 1st July 2026

Amazing Customer Service , also easy to put complain...

Amazing Customer Service , also easy to put complains or any issues Reviewed on: 1st July 2026

NO MORE CREDIT CARDS

I have stopped using my credit card for many years, but one day I was offered a PayPal credit and I gave it a try, it was a piece of mind to be able to spread my payments to 3 or 4 months with no interest, I am hooked now!!! Reviewed on: 1st July 2026

The customer service was very good when I call, the...

The customer service was very good when I call, the security check was confusing though, but managed to pay my bill ok Reviewed on: 1st July 2026

Paypal is very good and safe which is most important.

Paypal is very good and safe which is most important. Also flexible with pay methods which really are useful for me.I recommend Paypal Reviewed on: 1st July 2026

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