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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181126 reviews)

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4.73

Based on 181,126 reviews, last reviewed 18th Aug 2026

13% increase in 5 star reviews

in the past 90 days

28% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal Credit I recently started using PayPal Credit and I’m really pleased with the experience so far. The application was straightforward, and the credit option i... Read more Reviewed on: 18th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181126)

The App is simple and easy to use and there are many...

The App is simple and easy to use and there are many different options to pay Reviewed on: 1st July 2026

Very easy to use and good terms and makes purchases...

Very easy to use and good terms and makes purchases easy with name and address auto fill. Reviewed on: 1st July 2026

Very good service and support for the general public

Very good service and support for the general public Reviewed on: 1st July 2026

I have always used PayPal as they are great at prote...

I have always used PayPal as they are great at protecting me from fraudulent transactions as soon as I have had any I contacted them straight away and customer services dealt with it quickly and successfully Reviewed on: 1st July 2026

Paypal has helped me a lot when I have had hard times.

Paypal has helped me a lot when I have had hard times. Paypal credit has been a life saver! Reviewed on: 1st July 2026

I have been using both PAYPAL and PAYPAL credit for...

I have been using both PAYPAL and PAYPAL credit for many years and have always had excellent service. I like the way it has evolved to an ever changing market. Reviewed on: 1st July 2026

Feel confident that Paypal is a secure and safe serv...

Feel confident that Paypal is a secure and safe service. They provide a range of payment methods which I find to be ideal. Would always recommend them Reviewed on: 1st July 2026

So quick and easy to use.

So quick and easy to use. Offers interest free credit for 4 months, which is so helpful with bigger purchases. The best platform Reviewed on: 1st July 2026

Reliable and Fair

I have found PayPal Credit to be very reliable and fair in their charges without any hidden surprises. Reviewed on: 1st July 2026

Paypal is very handy and offers good finance options

Paypal is very handy and offers good finance options Reviewed on: 1st July 2026

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