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PayPal: PayPal Credit reviews

4.73
Based on 181,125 reviews, last reviewed 18th Aug 2026
15% increase in 5 star reviews
in the past 90 days
30% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

PayPal credit Good to spread the cost 0% for 4 months Reviewed on: 18th August 2026
Mariya B's avatar
Mariya B

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181125)

Hands down the easiest way to send money!

5
Hands down the easiest way to send money! Customer service with the very few problems I’ve had has been incredible Reviewed on: 1st July 2026

Just so easy to use and never let u down - also fee...

5
Just so easy to use and never let u down - also feel safer using it use it for lots is my purchases whenever I can Reviewed on: 1st July 2026

Simple and easy to use, flexible

5
Simple and easy to use, flexible Reviewed on: 1st July 2026

Simple to use

4
Everything explained clearly, from payment to interest. Simple app design that is easy to use. Easy to make payments, and recieve money. Great levels of protection from scammers. Customer service chat is simple to use and they can sort queries quickly Reviewed on: 1st July 2026

PayPal Credit is very useful to me.

5
PayPal Credit is very useful to me. It helps when I am short on funds. Reviewed on: 1st July 2026

fist class credit system.

5
fist class credit system. easy to use App. Reviewed on: 1st July 2026

Been quite accessible, it work stress with credit ca...

5
Been quite accessible, it work stress with credit cards and that’s really great. Reviewed on: 1st July 2026

I have always received excellent service

5
I have always received excellent service Reviewed on: 1st July 2026

Happy Paypal

5
Short sharp and easy to use, what more can I say Reviewed on: 1st July 2026

Always easy and fast access.

5
Always easy and fast access. Staff are always happy to help and quick response time Reviewed on: 1st July 2026

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