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PayPal: PayPal Credit reviews

4.90
Based on 108,887 reviews, last reviewed 17th May 2026
2676500% increase in 5 star reviews
in the past 90 days
7850% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great way to spread cost of musical instruments. Great way to spread cost of musical instruments. Reviewed on: 17th May 2026
Chris's avatar
Chris

Latest lowest rating:

1

I was told I’d get £20 off my first purchase which w... I was told I’d get £20 off my first purchase which was my incentive and didn’t receive. Reviewed on: 17th May 2026
Sophie B's avatar
Sophie B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (108887)

I am very happy with the service

5
Very helpful people. Help me all the time with all the information Reviewed on: 18th April 2026

I use PayPaHassel frees and Secure Payments everytime.

5
I use PayPal regularly for personal purchases and it’s been completely hassle-free. It’s quick, easy to use, and I feel safe knowing my payments are secure, especially when buying online. What I really value is the added peace of mind with their protection, and the convenience of PayPal Credit being there when funds are a bit low—it just makes managing things that little bit easier. Overall, it’s a reliable and trusted way for me to pay for items without any stress. Reviewed on: 18th April 2026

PayPal is easy and very helpful financially.

5
PayPal is easy and very helpful financially. Reviewed on: 18th April 2026

Great service

5
Very professional staff helpful and app is straightforward no messing about. Reviewed on: 18th April 2026

PayPal is seriously one of the most convenient PayPa...

5
PayPal is seriously one of the most convenient PayPal for managing money online it's quick and easy, secure and makes sending or receiving payments, whether you're shopping, like helping family and friends splitting bills and buying items and selling items,I appreciate how easy it is to link different accounts and keep track of transactions all in on place, overall PayPal take the hassle out of digital payment and gives me peace of mind every time i use it. Reviewed on: 18th April 2026

Paypal is good to use to spread cost

5
Paypal is good to use to spread cost of items without addiotional payment for 3 months Reviewed on: 18th April 2026

Paypal is the best.

5
Paypal is the best. Fast secure and reliable. Never been disappointed. Reviewed on: 18th April 2026

Very good and nice experience all round

5
Very good and nice experience all round Reviewed on: 18th April 2026

Is a good experience for me and I enjoy PayPal

5
Is a good experience for me I feel so happy here Reviewed on: 18th April 2026

Easy to use, protected money, feels safer

5
Easy to use, protected money, feels safer Reviewed on: 18th April 2026

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