Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 108,940 reviews, last reviewed 17th May 2026
2679000% increase in 5 star reviews
in the past 90 days
7900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing app, always use it. Amazing app, always use it. Always helps when when needed. Reviewed on: 17th May 2026
Steven M's avatar
Steven M

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026
Sonya H's avatar
Sonya H
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (108940)

Easy to arrange credit.

5
Easy to arrange credit. Process of purchase was easy. Payment method easy and can pay extra with no penalty Reviewed on: 18th April 2026
Pete D's avatar
Pete D

PayPal is very convenient with plenty of payment opt...

5
PayPal is very convenient with plenty of payment options giving peace of mind. Reviewed on: 18th April 2026
Anonymous's avatar
Anonymous

Aleays easy to use and a covenant product to have us...

5
Aleays easy to use and a covenant product to have use of Reviewed on: 18th April 2026
Marky Tanty's avatar
Marky Tanty

Been with PayPal for absolutely years now and they’v...

5
Been with PayPal for absolutely years now and they’ve always been top notch. The ease to ‘Pay in 3’ or ‘Buy now, pay later’ is an breeze to use and makes buying things feel better knowing my money is safe with PayPal! Reviewed on: 18th April 2026
Shannon's avatar
Shannon

I would highly recommend using PayPal

5
I love using PayPal everything is so simple and easy to use, very convenient and great customer service.the app is easy to navigate around and the credit options are great I can’t recommend PayPal enough. Reviewed on: 18th April 2026
Stephen C's avatar
Stephen C

Excellent overall in all the department’s.

5
Excellent overall in all the department’s. Everyone is there when you need it Reviewed on: 18th April 2026
VCB's avatar
VCB

Very good service quick response to any problems.

5
Very good service quick response to any problems. Well done PayPal Reviewed on: 18th April 2026
Rofiqul 's avatar
Rofiqul

Good convenience when making online payments.

5
Good convenience when making online payments. Provides some safety features. Provides points which is essentially like a cashback when you make purchases. You can get PayPal Debit and credit cards as well to allow you to buy now and pay later. Reviewed on: 18th April 2026
Paypal Customer's avatar
Paypal Customer

A trusted part of my everyday life

5
I love the safe experience and peace of mind of purchases using PayPal. They have a wide category of products that suit my needs and make my life simpler. A well established trusted part of my everyday life. Reviewed on: 18th April 2026
Steven Butler's avatar
Steven Butler

I’ve had mainly good service from PayPal

5
I’ve had mainly good service from PayPal Reviewed on: 18th April 2026
Nicholas D's avatar
Nicholas D

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill