Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (108987 reviews)

View other PayPal products

4.90

Based on 108,987 reviews, last reviewed 17th May 2026

2681350% increase in 5 star reviews

in the past 90 days

7900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very helpful in all situations wether paying for ite... Very helpful in all situations wether paying for items are claiming back and always on the ball as they say Reviewed on: 17th May 2026

Latest lowest rating:

1

Every time I go use my PayPal credit card it gets de... Every time I go use my PayPal credit card it gets declined. Which is embarrassing. Reviewed on: 17th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (108987)

Title Good rates easily manageable

Good rates easily manageable and kept up too date Reviewed on: 18th April 2026

Very cool very easy to use very simple

Very cool very easy to use very simple Reviewed on: 18th April 2026

I use PayPal regularly.

I use PayPal regularly. It's great paying system. Reviewed on: 18th April 2026

PayPal was with me , always.

PayPal was with me from as long as I remember. Always easy to use and flexible. Whatever it was, family members who transferred money, online shopping to pay, bigger plans to spread the costs off. Always simple always secure. Reviewed on: 18th April 2026

Fast and easy to use .

I’ve been using PayPal for years and I’m happy with the service Reviewed on: 18th April 2026

So easy to work with and manage payments.

So easy to work with and manage payments. Many stores also integrate with PayPal Credit. Reviewed on: 18th April 2026

Brilliant credit provider

I have never had this service from any other provider it’s best and easy to apply and quick decision and give good amount to use Reviewed on: 18th April 2026

Why I use paypal

PayPal pay in 3 helped me get PayPal credit, now it’s helping me build my credit rating, great way to shop to with 0% interest if paid in 4 months on things over £100 just helps with big ticket items like white goods Reviewed on: 18th April 2026

Easy to set up easy to use and god communication eas...

Easy to set up easy to use and god communication easy to navigate around the app Reviewed on: 18th April 2026

Payments are made securely; through a reputable esta...

Payments are made securely; through a reputable established name, and there's less worry about refunds when dealing with difficult suppliers. Reviewed on: 18th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Payments
from PayPal 4.91 from 3719 reviews
Better Off Calculator
from Policy in Practice 4.78 from 495 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

PayPal: PayPal Credit reviews

2681350% increase in 5 star reviews

7900% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review PayPal: PayPal Credit now

PayPal PayPal Credit reviews (108987)

Title Good rates easily manageable

Very cool very easy to use very simple

I use PayPal regularly.

PayPal was with me , always.

Fast and easy to use .

So easy to work with and manage payments.

Brilliant credit provider

Why I use paypal

Easy to set up easy to use and god communication eas...

Payments are made securely; through a reputable esta...

Review PayPal: PayPal Credit now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024